Whenever individuals invest in a fixed deposit, they cannot withdraw money before maturity without charges in case of a financial emergency. Thus, there is another fixed deposit scheme called the MOD or Multi Option Deposit Scheme for such a situation....

Bank Fixed Deposits is one the most popular and safest investment products in India. Most of the banks provide this service of opening a fixed deposit online. Also, one can similarly close FD online or offline by visiting the branch....

Any employee in India receives the salary after the employer deducts a certain amount of money as of EPF(Employee Provident Fund). One might feel that they are not able to spend their cash-in-hand. However, when a person wants to retire...

The Indian Postal System is one of the few organisations in our country that reach even the remote parts. This is a key reason why the organisation has been forefront in delivery services. These services range from insurance and banking...

National Pension Scheme (NPS) is an initiative by the Central Government of India for employees in private, public, and unorganised sectors. This is a voluntary scheme where any investor can choose to invest at regular intervals. Investors are allowed to...

PPF scheme is a quite popular scheme among investors. The Public Provident Fund PPF Scheme was launched by the National Savings Institute in 1968. The Government of India backs this scheme. Hence, the returns are guaranteed. The investment and interest...

Index funds are mutual funds that mimic the benchmark, also aiming to give market returns at lower costs. On the other hand, large-cap funds are actively managed portfolios by fund managers that invest in large-cap companies. They come with additional...

What is Sortino Ratio in Mutual Funds?  The Sortino ratio in mutual funds is a statistical tool that is useful to measure the performance of the fund with respect to the downward deviation. In other words, this ratio is used...