Fixed Deposits Articles

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Premature FD Withdrawal Penalty

Fixed deposit is the most popular investment choice for investors. They strive to balance their investment portfolio by investment in fixed deposits. You can earn guaranteed returns at a predetermined interest rate upon maturity without any risk of market fluctuations....

short term fd

Short Term Fixed Deposit

Fixed deposit is one the most traditional forms of investments for people in India. It encourages savings and guarantees returns in the form of interest. There are different types of fixed deposit options available for individuals to choose from. This...

difference between simple interest and compound interest

Simple Interest Vs Compound Interest

Interest is calculated on the investment or loan taken. There are two ways one can calculate interest. The two ways are simple interest (SI) and compound interest (SI). Simple interest is basically the interest on a loan or investment. It...

sbi annuity deposit scheme

SBI Annuity Deposit Scheme

SBI Annuity Deposit Scheme channelizes savings of a person to get regular monthly income. Investors can deposit their savings in a lump sum to get monthly income over a fixed tenure. This article covers the SBI Annuity Deposit Scheme, its...

sbi mod scheme

SBI MOD (Multi Option Deposit) Scheme

Whenever individuals invest in a fixed deposit, they cannot withdraw money before maturity without charges in case of a financial emergency. Thus, there is another fixed deposit scheme called the MOD or Multi Option Deposit Scheme for such a situation....

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sbi gold deposit scheme

SBI Revamped Gold Deposit Scheme

In 1999, the Government of India launched a gold deposit scheme that could not gain success. But in 2015, the scheme was reintroduced as Revamped Gold Deposit Scheme (R-GDS) along with another gold scheme, the gold metal scheme, under the...

ppf vs fd


Most of the investors who want to invest, look for the security of their money. The two most secure investment options available for Indian investors is the Public Provident Fund and Fixed Deposits. Both the investment instruments are suitable for...

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Post Office Savings Account (POSA)

The Post Office Savings Account is a deposit scheme provided and regulated by the Post Office of India. It is backed by the Central Government of India through notification no. G.S.R. 921(E) under section 3A of the Government Savings Promotion...