Mutual fund is a professionally managed investment fund that pools investment from various investors and invests in capital assets to match the investor’s financial goals.
A mutual fund is a collection of investments made by individual investors and used to purchase securities in the capital market. The best part about mutual funds is that a team of experts along with the fund manager picks all the investments to build a portfolio.
With wide availability of mutual funds schemes, it is easier for an investor to choose the most suited scheme for their financial goals.
Equity mutual funds invest at least 65% of their assets in listed companies across market capitalisations to earn higher returns than debt or hybrid mutual funds. These funds are suitable for investors having high to medium risk-appetite along with an investment horizon of more than 5 years.
Debt funds invest in fixed income generating instruments with lesser risk and lesser volatility like Certificate of deposit, Corporate Bonds, treasury bills, commercial paper, government securities. These funds are susceptible primarily to, credit, duration and interest rate risks. The idea investment duration for these funds is less than 5 years.
International funds, also known as overseas funds, invest in stocks of companies that are listed in international markets. These equity funds are risky but can provide exposure to the best companies in the world. They are suitable for investment duration of 7 years or more.
Hybrid funds are a type of mutual fund that offers diversification across asset classes. These funds invest in both equity and debt instruments. They can either be equity heavy or debt heavy depending on the type. They aim to offer a balance between equity based growth and debt based stability.
These are equity or debt oriented mutual funds that are designed to address specific needs such as retirement or child’s education and thus align to those specific goals. The may contain a mix of both equity and debt investments.
Being an investor planning must always be your very first step towards your investment journey. You can use our tools such as SIP calculator, Lumpsum Calculator, PPF Calculator etc and assess the investment option whether it meets your financial goals or not.
A Systematic Withdrawal Plan (SWP) in mutual funds allows investors to withdraw their investments systematically. In other words, investors can withdraw a selected amount from their investments at predetermined intervals. Thus, the SWP option is an excellent way to earn…
What is Lumpsum Investment in Mutual Funds? An investor can invest in mutual funds in 2 ways either by investing a lump sum amount or through a Systematic Investment Plan (SIP). In a lump sum Mutual Fund investment, an investor…
SIP is an option for investors who prefer to invest little amounts over the long term in order to achieve their financial goals. Typically, a long-term investment horizon is preferable when investing in equity schemes. You can invest in these…
SIPs are a great way for individuals on a tight budget to invest in market-linked markets and generate substantial returns. These investments require investors to invest a specified amount on a recurring basis instead of a lump sum, which is…
The best SIP for five years will typically invest in equity mutual funds that have exposure to large-cap stocks or track the benchmark index (index fund). You can invest in these funds for goals such as buying a car, saving…
A Systematic Investment Plan (SIP) is a popular mutual fund investment strategy that regularly helps you save small amounts. It is an alternative to the typical way of lump sum investing. Through SIP, investors can invest a predetermined amount of…
WhiteOak Capital to launch a new NFO in the flexi cap category: WhiteOak Flexi Cap Fund WhiteOak Mutual Fund is launching a new flexi cap fund, WhiteOak Capital Flexi Cap Fund, that offers a diversified portfolio by investing across market…
A Loan Against Mutual Funds is a better alternative to liquidating your mutual fund investments. This way, you can increase the value of your investments and raise funds quickly. This loan gives you the best of both worlds – your…
A Systematic Investment Plan (SIP) is a way to invest in mutual funds. Through SIPs, you can invest a fixed amount at regular intervals for a defined duration. With a SIP, you have the liberty to pick your investment amount,…
When you want to invest for one year, it needs a mix of capital safety and liquidity. The intention of searching for the best investment plans is to earn returns during the investment horizon, either short or long term. For…
Most of us can easily determine when to invest, where to invest and how to invest, but many fail to understand when to exit from our investments. While everyone talks about the right time to invest, let’s focus on when…
Indians have a sentimental value attached when it comes to investing in gold. It is the most common choice among Indians everywhere, ranging from building an asset to gifting dear ones or any milestone achievement or as an investment option….
What is a Dividend Reinvestment Plan? A dividend reinvestment plan allows you to reinvest the money you earn through dividends in the mutual fund itself. Through this plan you will receive additional units as dividends, and over time, you can…
What is a Private Equity Fund? A private equity fund is a shared or collective investment scheme that invests across equity and debt instruments. Investors of PE funds directly invest in private companies. It is an alternative investment option for…
Debt mutual funds are investment schemes which invest in debt securities that generate a fixed income. They have a predetermined date and pay fixed interest over the tenure of their existence. Hence the returns from debt funds are more predictable…
What are Monthly Income Mutual Funds? Monthly Income Mutual Funds or Monthly Income Plans (MIPs) are debt-oriented hybrid mutual funds that invest a small portion in equity instruments. The equity portion is considerably low to give an advantage of stability…
While investing in a mutual fund, investors may have numerous questions in their minds, and a mutual fund factsheet can answer many of them. A mutual fund factsheet is a comprehensive picture of the fund. What is a Mutual Fund…
Mutual funds have become an ideal form of investment where investors need not worry about selecting stocks or assets to maximise wealth. Investors have to simply select a mutual fund scheme and invest in it. However, there are certain costs…
Samco to launch a new fund in the ELSS category: Samco ELSS Tax Saver Fund Samco Mutual Fund is launching a new ELSS mutual fund, Samco ELSS Tax Saver Fund, that invests in high-quality mid-cap and small-cap companies while offering…
All the mutual fund schemes have a disclaimer ‘Mutual funds are subject to market risk. Read all scheme-related documents carefully.’ Like other investment instruments, mutual funds are also subjected to market risk. This is because there is no way to…
What is ARN Number in Mutual Funds? ARN in Mutual Funds is an acronym for AMFI Registration Number (ARN). It is a unique number given to a distributor or mutual fund expert. It is given for trading in different schemes….
Short Term Capital Gain on Mutual Funds Short term capital gain tax arises on a sale of a capital asset by the taxpayer. Mutual funds fall under the definition of a capital asset for the purpose of taxation in India….
LTCG on Mutual Funds Mutual funds are considered capital assets for the purpose of taxation under the Income Tax Act, 1961. Due to this recognition, the sale of any units of mutual funds is subject to capital gains. So now…
Axis to launch a new fund in the fund of fund category: Axis NASDAQ 100 Fund of Fund Axis Mutual Fund is launching a new FOF, Axis NASDAQ 100 Fund of Fund, that invests in units of ETFs focussed on…
Regardless of age, one always has to make money work for them. With age being a major constraint for senior citizens, the need to choose the best investment in India is essential. Senior citizens have various investment options to choose…
When you turn 30, priorities change. You may have a family to look after, and your current salary might not exactly pay the bills for your ideas of a comfortable future. Let’s avoid any untoward situation with a proper plan…
When you’re in your 20s, saving and investing money is probably the last thing on your mind. First job, first salary, and financial freedom can be overwhelming. We all wish to be carefree and enjoy our salary by taking a…
The law of inertia states that “A body will preserve its velocity and direction so long as no force in its motion’s direction acts on it”. How an object remains in the state of rest until and unless an external…
Gold is perhaps the most coveted and desired asset in India. In India, gold investment happens in 4 different ways. The most popular one being in physical form. However, gold mutual funds, gold ETFs, and sovereign gold bonds are gaining…
Every investment is made to earn a return. Tracking performance regularly is necessary. It is more relevant for market-driven investments like mutual funds. Return on Investment (ROI) is one metric that’ll help in understanding the performance of an investment. What…
Why invest with Scripbox?
Google Play 
App Store 