What is a Mutual Fund?
Mutual fund is a professionally managed investment fund that pools investment from various investors and invests in capital assets to match the investor’s financial goals.
Long Term Wealth
Top equity mutual funds for long-term goals
Short Term Money
Beat FD returns with the best debt mutual funds
Tax Saver Plan
Top ELSS funds to save tax the smart way
Emergency Money
Top liquid funds for life's surprise expensesTop liquid funds for life's surprise expenses
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Top Equity mutual funds for long-term growth
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Continuous Assessment of the fund based on our proprietary rating system
Periodic fund review
Periodic fund review that assesses the health of your overall portfolio
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Long Term Wealth
Top equity mutual funds for long-term goals
Short Term Money
Beat FD returns with the best debt mutual funds
Tax Saver Plan
Top ELSS funds to save tax the smart way
Emergency Money
Top liquid funds for life's surprise expenses
See all funds
Top Equity mutual funds for long-term growth
Scripbox Recommended Funds for 2022
These are the 13 scientifically selected funds you can invest in to grow your wealth in 2022
Canara Robeco Bluechip Equity Fund (Growth)
Large Cap
6,142 Cr
Fund Size2010
Founded YearCanara Robeco Emerging Equities fund (Growth)
Large & Mid Cap
12,279 Cr
Fund Size2005
Founded YearIIFL Focused Equity Fund (Growth)
Focused
2,641 Cr
Fund Size2014
Founded YearNippon India Value Fund (Growth)
Value
4,205 Cr
Fund Size2005
Founded YearParag Parikh Flexi Cap Fund (Growth)
Flexi Cap
20,130 Cr
Fund Size2013
Founded YearBuild Long Term Wealth
Invest in these funds with automated best practices like quarterly scans, updates & tax-optimised withdrawals
Aditya Birla Sun Life Money Manager Fund (Growth)
Money Market
17,319 Cr
Fund Size2005
Founded YearAditya Birla Sun Life Savings Fund (Growth)
Ultra Short
15,028 Cr
Fund Size2003
Founded YearHDFC Floating Rate Debt Wholesale Plan (Growth)
Floater
17,655 Cr
Fund Size2007
Founded YearBuild Short Term Money
Invest in these funds with automated best practices like quarterly scans, updates tax-optimised withdrawals
DSP Tax Saver Fund (Growth)
Tax Saving
9,398 Cr
Fund Size2007
Founded YearMirae Asset Tax Saver Fund (Growth)
Tax Saving
10,803 Cr
Fund Size2015
Founded YearSave Taxes, Build Wealth
Invest in these funds with automated best practices like quarterly scans, updates tax-optimised withdrawals
HDFC Overnight fund (Growth)
Overnight
13,183 Cr
Fund Size2002
Founded YearICICI Prudential Liquid Fund (Growth)
Liquid
39,707 Cr
Fund Size2005
Founded YearNippon India Arbitrage Fund (Growth)
Arbitrage
11,510 Cr
Fund Size2010
Founded YearEmergency Fund
Invest in these funds with automated best practices like quarterly scans, updates tax-optimised withdrawals
Why invest in Mutual Funds?
Benefits of mutual funds
A mutual fund is a collection of investments made by individual investors and used to purchase securities in the capital market. The best part about mutual funds is that a team of experts along with the fund manager picks all the investments to build a portfolio.
With wide availability of mutual funds schemes, it is easier for an investor to choose the most suited scheme for their financial goals.
Learn more about benefitsExpert Money Management
Mutual funds are managed by professionals, providing expert guidance. The experts meticulously decide the sectors, allocation of assets, and finally buying of securities.
Diversification
Mutual funds allow an investor to invest in diversified portfolios of equity, or debt market capitalizations and sectors and even internationally.
Systematic Investment Plan
SIP allows you to invest a fixed amount at regular intervals and help plan your periodic investments. The is flexible and better for mitigating timing risk.
Low Cost
Mutual fund is a cost-effective investment considering the professional expertise, diversity and flexibility. A fee ranging from 0.5% to 1.5% is charged.
Meet Financial Goals
Each investor invests in mutual funds with a financial goal. Mutual funds with diversified portfolios & risk factors help achieve your objectives.
Lock-in Period
Lock-in period is the duration for which you are not allowed to redeem the units of the fund. This differs across funds. For ELSS the lock-in period is 3 years.
Types of Mutual Funds
Equity Mutual Funds
Equity mutual funds invest at least 65% of their assets in listed companies across market capitalisations to earn higher returns than debt or hybrid mutual funds. These funds are suitable for investors having high to medium risk-appetite along with an investment horizon of more than 5 years.
Market Capitalization
Mutual Funds that invest based on the market capitalisation of companies.
Large Cap Funds
Invests in top 100 by market capitalisation.
Mid Cap Funds
Invests in rank 100-250 by market capitalisation.
Small Cap Funds
Invests in rank 250 and beyond, by market capitalisation.
Diversified Funds
These funds invest in stocks of companies across market capitalisations and have Large cap, mid cap and small cap equity exposure
Benefit
Mutual Funds based on specific benefits.
ELSS
Diversified equity funds for 80c tax deductions
Sectoral
Mutual Funds that invest in companies of specific sectors.
BFSI
Invests in banking and financial services sector.
Infra
These funds invest in the stocks of companies operating in mostly the infrastructure sector.
Pharma and Healthcare
Invests in pharma & healthcare sector.
Technology
Invests in IT and Technology sector.
Energy
Invests in energy and oil & gas sector.
Thematic
Mutual Funds that invest according to specific investment themes.
Consumption
Invests in companies with a consumption theme
MNC
Mutual Funds that invest in Multi-national companies.
ESG
Invests in companies with high ESG score.
Special Situations
This category has few funds and relatively small amounts invested in them.
Manufacturing
Invests in companies with a manufacturing theme.
Services
Invests in companies with a services theme.
Commodities
Invests in companies with a commodities theme.
Ethical
Invests in companies with high governance and ethical scores.
Quant
Invests based on quant based parameters.
PSU
Invests in PSU companies.
Debt Mutual Funds
Debt funds invest in fixed income generating instruments with lesser risk and lesser volatility like Certificate of deposit, Corporate Bonds, treasury bills, commercial paper, government securities. These funds are susceptible primarily to, credit, duration and interest rate risks. The idea investment duration for these funds is less than 5 years.
Credit Profile
Mutual Funds that invest according to underlying credit risk profile.
Credit Risk
Invests based on credit risk opportunities.
Gilt
Invests in long term government debt.
Gilt with 10 year constant duration
Invests in government debt of duration 10 years.
Underlying Profile
Mutual Funds that invest according to specific investment profiles.
Corporate Bond
Invests in corporate bonds issued by companies.
Banking and PSU
Invests in debt instruments issued by banks and PSUs.
Floater
Invests in floating rate debt instruments.
Duration Profile
Debt Funds that invest based on maturity duration of underlying investments.
Liquid
Invests in debt instruments of duration of up to 91 days.
Low Duration
Invests in debt instruments of duration of 6-12 months.
Ultra Short Duration
Invests in debt instruments of 3-6 months duration.
Overnight
Invests in debt instruments with a duration of 1 day.
Short Duration
Invests in short duration (1-3 year) debt instruments.
Medium Duration
Invests in medium duration (1-3 years) debt instruments.
Medium to Long Duration
Invests in medium and long term duration debt instruments.
Long Duration
Invests in long duration debt instruments.
Dynamic Bond
Invests in bonds across durations.
Money Market
Invests primarily in money market instruments.
International Funds
International funds, also known as overseas funds, invest in stocks of companies that are listed in international markets. These equity funds are risky but can provide exposure to the best companies in the world. They are suitable for investment duration of 7 years or more.
Hybrid Mutual Funds
Hybrid funds are a type of mutual fund that offers diversification across asset classes. These funds invest in both equity and debt instruments. They can either be equity heavy or debt heavy depending on the type. They aim to offer a balance between equity based growth and debt based stability.
Risk Based
Hybrid Funds that invest according to specific risk profiles.
Aggressive Hybrid
Equity focused hybrid funds.
Conservative Hybrid
debt focused hybrid funds.
Dynamic Asset Allocation
Funds with asset allocation that can change with market conditions.
Asset Based
Mutual Funds that invest based on underlying asset class.
Arbitrage
Invests in price arbitrage opportunities.
Multi Asset Allocation
Invests in multiple asset classes
Equity Savings
Equity funds with small exposure to debt instruments.
Solution Oriented Funds
These are equity or debt oriented mutual funds that are designed to address specific needs such as retirement or child’s education and thus align to those specific goals. The may contain a mix of both equity and debt investments.
Explore Scripbox Calculators
Being an investor planning must always be your very first step towards your investment journey. You can use our tools such as SIP calculator, Lumpsum Calculator, PPF Calculator etc and assess the investment option whether it meets your financial goals or not.
ELSS Calculator
Find out how much your tax-saving investments will grow if you invested in ELSS funds
FD Calculator
Find out by how much your money will grow if you save in an FD, given a particular interest rate.
RD Calculator
Find out by how much your money will grow in a Recurring Deposit, given a particular interest rate.
Tax Calculator
Calculate your tax liability based on your income tax slab for current and past financial years
NPS Calculator
Find out how much your retirement savings will grow if you invest in the National Pension Scheme.
SIP Calculator
Find the returns on your investment by using mutual fund sip calculator.
See all calculators
Find out how much your retirement savings will grow if you invest in the National Pension Scheme.
How to invest in mutual funds
Investing through Scripbox is made easy and paperless. All you need to do is follow the steps to invest in mutual funds.
Choose Long Term Plan in the plans page
The fund can be chosen once you select Long Term Plan
Create an account
Create an account with Scripbox through a paperless process, to invest in this fund
Invest online & transfer
Invest via netbanking, UPI or through an SIP (eNACH mandate).
Track your investments
Track, invest more and withdraw your investments through the Scripbox dashboard
Popular Mutual Fund Houses
See all mutual fund housesRecent Articles on Mutual Funds
Mutual Funds Without Lock-in Period
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Best Lowest Expense Ratio Mutual Fund
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Best Flexi Cap Mutual Fund in India
Flexi Cap Funds are open-ended dynamic equity schemes that invest across large-cap, mid-cap and also small-cap stocks. Also, this fund allows investors to diversify their portfolios across market capitalizations, reducing risk and volatility. Moreover, this fund can invest in any…
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NPS Tier 2 vs Mutual Fund
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Commodity Mutual Funds
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Emerging Market Funds
What is an Emerging Market Fund? An emerging market means a country which is rapidly growing in size and scale and is expected to become a developed country soon. The top index provider of the world MSCI has classified 25…
Capital Protection Funds
Asset Management Companies (AMCs) offer different types of mutual fund schemes to help investors fulfil their financial goals. The schemes are segregated into various categories depending on the risk and investment objective of the scheme. Investors can choose to invest…
Passive Mutual Funds
With the shift towards passive funds, many mutual fund houses are launching several passive mutual funds. They require no management costs or frequent portfolio churns and are often less expensive than active investments. As a result, long-term investors can use…
Alpha and Beta in Mutual Funds
Risk and return are two sides of the same coin. For any investment, risk and return co-exist. Unless you take the risk, you cannot expect high returns. However, the high risk doesn’t always guarantee high returns. The probability of losing…
When to Sell Mutual Funds?
We all invest to generate returns in the future. We all invest towards our goals and wish to fund them through the return from our investments. Investing is never successful if you do not have an exit strategy. In other…
Perpetual SIP
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Equity vs Debt vs Hybrid Mutual Funds
Mutual funds are a pool of money collected from several investors for a common investment goal. They are broadly also categorised as equity funds, debt funds and hybrid funds. Each type of mutual fund has a different investment objective and…
Accounts Receivable Turnover Ratio
What is Accounts Receivable Turnover Ratio? The accounts receivables turnover ratio refers to an accounting ratio that measures how well a company collects its accounts receivable. This ratio assesses how well a company manages and uses the credit it gives…
Activity Ratios
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Difference Between Bonds and Bond Funds
Bond and bond funds are debt schemes. Bonds are debt instruments that earn fixed income, i.e., generate stable returns for the investors. The investor buys bonds from the bond issuer for a predetermined duration. The bond issuer promises to pay…

Best Investment Plan for Senior Citizens
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Most Popular Videos on Mutual Funds
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Learn how should people under the age of 35 approach their asset allocation
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Learn what you should look out for when selecting a debt fund to invest in
Begin your investment journey
Build Long Term Wealth
Top equity mutual funds for long-term goals
Build Short Term Money
Beat FD returns with the best debt mutual funds
Save Taxes
Top ELSS funds to save tax the smart way