What is a Mutual Fund?
Mutual fund is a professionally managed investment fund that pools investment from various investors and invests in capital assets to match the investor’s financial goals.
Long Term Wealth
Top equity mutual funds for long-term goals
Short Term Money
Beat FD returns with the best debt mutual funds
Tax Saver Plan
Top ELSS funds to save tax the smart way
Emergency Money
Top liquid funds for life's surprise expensesTop liquid funds for life's surprise expenses
See all funds
Top Equity mutual funds for long-term growth
Continuous assessment
Continuous Assessment of the fund based on our proprietary rating system
Periodic fund review
Periodic fund review that assesses the health of your overall portfolio
Track and manage
Track and manage your investments in this and other funds easily through an intuitive dashboard
Unmatched customer service
Scientific & unbiased algorithms suggest what’s best for your goals.
Long Term Wealth
Top equity mutual funds for long-term goals
Short Term Money
Beat FD returns with the best debt mutual funds
Tax Saver Plan
Top ELSS funds to save tax the smart way
Emergency Money
Top liquid funds for life's surprise expenses
See all funds
Top Equity mutual funds for long-term growth
Scripbox Recommended Funds for 2020
These are the 11 scientifically selected funds you can invest in to grow your wealth in 2021
Mirae Asset Large Cap Fund (Growth)
Large Cap
20,797 Cr
Fund Size2008
Founded YearAxis Bluechip Fund (Growth)
Large Cap
20,480 Cr
Fund Size2010
Founded YearKotak Standard Multicap fund (Growth)
Diversified
32,440 Cr
Fund Size2009
Founded YearInvesco India Growth Opportunities Fund (Growth)
Diversified
3,278 Cr
Fund Size2007
Founded YearBuild Long Term Wealth
Invest in these funds with automated best practices like quarterly scans, updates & tax-optimised withdrawals
Kotak Savings Fund (Growth)
Ultra Short
13,559 Cr
Fund Size2004
Founded YearICICI Prudential Savings Fund (Growth)
Low Duration
30,110 Cr
Fund Size2002
Founded YearTata Liquid Fund (Growth)
Liquid
18,528 Cr
Fund Size2004
Founded YearBuild Short Term Money
Invest in these funds with automated best practices like quarterly scans, updates tax-optimised withdrawals
Mirae Asset Tax Saver Fund (Growth)
Tax Saving
5,044 Cr
Fund Size2015
Founded YearMotilal Oswal Long Term Equity Fund (Growth)
Tax Saving
1,784 Cr
Fund Size2015
Founded YearSave Taxes, Build Wealth
Invest in these funds with automated best practices like quarterly scans, updates tax-optimised withdrawals
Axis Liquid Fund (Growth)
Liquid
27,867 Cr
Fund Size2009
Founded YearTata Liquid Fund (Growth)
Liquid
18,528 Cr
Fund Size2004
Founded YearEmergency Fund
Invest in these funds with automated best practices like quarterly scans, updates tax-optimised withdrawals
Why invest in Mutual Funds?
Benefits of mutual funds
A mutual fund is a collection of investments made by individual investors and used to purchase securities in the capital market. The best part about mutual funds is that a team of experts along with the fund manager picks all the investments to build a portfolio.
With wide availability of mutual funds schemes, it is easier for an investor to choose the most suited scheme for their financial goals.
Learn more about benefitsExpert Money Management
Mutual funds are managed by professionals, providing expert guidance. The experts meticulously decide the sectors, allocation of assets, and finally buying of securities.
Diversification
Mutual funds allow an investor to invest in diversified portfolios of equity, or debt market capitalizations and sectors and even internationally.
Systematic Investment Plan
SIP allows you to invest a fixed amount at regular intervals and help plan your periodic investments. The is flexible and better for mitigating timing risk.
Low Cost
Mutual fund is a cost-effective investment considering the professional expertise, diversity and flexibility. A fee ranging from 0.5% to 1.5% is charged.
Meet Financial Goals
Each investor invests in mutual funds with a financial goal. Mutual funds with diversified portfolios & risk factors help achieve your objectives.
Lock-in Period
Lock-in period is the duration for which you are not allowed to redeem the units of the fund. This differs across funds. For ELSS the lock-in period is 3 years.
Types of Mutual Funds
Equity Mutual Funds
Equity mutual funds invest at least 65% of their assets in listed companies across market capitalizations to earn higher returns than debt or hybrid mutual funds. These funds are suitable for investors having high to medium risk-appetite along with an investment horizon of more than 5 years.
Market Capitalization
Mutual Funds that invest based on the market capitalisation of companies.
Large Cap Funds
Invests in top 100 by market capitalisation.
Mid Cap Funds
Invests in rank 100-250 by market capitalisation.
Small Cap Funds
Invests in rank 250 and beyond, by market capitalisation.
Diversified Funds
These funds invest in stocks of companies across market capitalisations and have Large cap, mid cap and small cap equity exposure
Benefit
Mutual Funds based on specific benefits.
ELSS
Diversified equity funds for 80c tax deductions
Sectoral
Mutual Funds that invest in companies of specific sectors.
BFSI
Invests in banking and financial services sector.
Infra
These funds invest in the stocks of companies operating in mostly the infrastructure sector.
Pharma and Healthcare
Invests in pharma & healthcare sector.
Technology
Invests in IT and Technology sector.
Energy
Invests in energy and oil & gas sector.
Thematic
Mutual Funds that invest according to specific investment themes.
Consumption
Invests in companies with a consumption theme
MNC
Mutual Funds that invest in Multi-national companies.
ESG
Invests in companies with high ESG score.
Special Situations
This category has few funds and relatively small amounts invested in them.
Manufacturing
Invests in companies with a manufacturing theme.
Services
Invests in companies with a services theme.
Commodities
Invests in companies with a commodities theme.
Ethical
Invests in companies with high governance and ethical scores.
Quant
Invests based on quant based parameters.
PSU
Invests in PSU companies.
Debt Mutual Funds
Debt mutual funds invest at least 65% of their assets in listed companies across market capitalizations to earn higher returns than debt or hybrid mutual funds. These funds are suitable for investors having high to medium risk-appetite along with an investment horizon of more than 5 years.
Credit Profile
Mutual Funds that invest according to underlying credit risk profile.
Credit Risk
Invests based on credit risk opportunities.
Gilt
Invests in long term government debt.
Gilt with 10 year constant duration
Invests in government debt of duration 10 years.
Underlying Profile
Mutual Funds that invest according to specific investment profiles.
Corporate Bond
Invests in corporate bonds issued by companies.
Banking and PSU
Invests in debt instruments issued by banks and PSUs.
Floater
Invests in floating rate debt instruments.
Duration Profile
Debt Funds that invest based on maturity duration of underlying investments.
Liquid
Invests in debt instruments of duration of up to 91 days.
Low Duration
Invests in debt instruments of duration of 6-12 months.
Ultra Short Duration
Invests in debt instruments of 3-6 months duration.
Overnight
Invests in debt instruments with a duration of 1 day.
Short Duration
Invests in short duration (1-3 year) debt instruments.
Medium Duration
Invests in medium duration (1-3 years) debt instruments.
Medium to Long Duration
Invests in medium and long term duration debt instruments.
Long Duration
Invests in long duration debt instruments.
Dynamic Bond
Invests in bonds across durations.
Money Market
Invests primarily in money market instruments.
International Funds
International mutual funds invest at least 65% of their assets in listed companies across market capitalizations to earn higher returns than debt or hybrid mutual funds.
Hybrid Mutual Funds
Hybrid mutual funds invest at least 65% of their assets in listed companies across market capitalizations to earn higher returns than debt or hybrid mutual funds. These funds are suitable for investors having high to medium risk-appetite along with an investment horizon of more than 5 years.
Risk Based
Hybrid Funds that invest according to specific risk profiles.
Aggressive Hybrid
Equity focused hybrid funds.
Conservative Hybrid
debt focused hybrid funds.
Dynamic Asset Allocation
Funds with asset allocation that can change with market conditions.
Asset Based
Mutual Funds that invest based on underlying asset class.
Arbitrage
Invests in price arbitrage opportunities.
Multi Asset Allocation
Invests in multiple asset classes
Equity Savings
Equity funds with small exposure to debt instruments.
Solution Oriented Funds
Hybrid mutual funds invest at least 65% of their assets in listed companies across market capitalizations to earn higher
Calculate your returns with our calculators
Being an investor planning must always be your very first step towards your investment journey. You can use our tools such as SIP calculator, Lumpsum Calculator, PPF Calculator etc and assess the investment option whether it meets your financial goals or not.
Our other calculators
ELSS Calculator
Find out how much your tax-saving investments will grow if you invested in ELSS funds
FD Calculator
Find out by how much your money will grow if you save in an FD, given a particular interest rate.
RD Calculator
Find out by how much your money will grow in a Recurring Deposit, given a particular interest rate.
Tax Calculator
Calculate your tax liability based on your income tax slab for current and past financial years
NPS Calculator
Find out how much your retirement savings will grow if you invest in the National Pension Scheme.
See all calculators
Find out how much your retirement savings will grow if you invest in the National Pension Scheme.
How to invest in mutual funds
Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing
Choose Long Term Plan in the plans page
The fund can be chosen once you select Long Term Plan
Create an account
Create an account with Scripbox through a paperless process, to invest in this fund
Invest online & transfer
Invest via netbanking, UPI or through an SIP (eNACH mandate).
Track your investments
Track, invest more and withdraw your investments through the Scripbox dashboard
Popular Mutual Fund Houses
See all mutual fund housesMost popular articles on Mutual Funds
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Most Popular Videos on Mutual Funds
See all videosShould you stop, continue or increase SIPs? | Mutual fund investing | SIP investments | Scripbox
Learn how should people under the age of 35 approach their asset allocation
Learn why investing in mutual funds is the best way to start building your wealth
Learn what you should look out for when selecting a debt fund to invest in
Begin your investment journey
Build Long Term Wealth
Top equity mutual funds for long-term goals
Build Short Term Money
Beat FD returns with the best debt mutual funds
Save Taxes
Top ELSS funds to save tax the smart way