Mutual fund is a professionally managed investment fund that pools investment from various investors and invests in capital assets to match the investor’s financial goals.
A mutual fund is a collection of investments made by individual investors and used to purchase securities in the capital market. The best part about mutual funds is that a team of experts along with the fund manager picks all the investments to build a portfolio.
With wide availability of mutual funds schemes, it is easier for an investor to choose the most suited scheme for their financial goals.
Equity mutual funds invest at least 65% of their assets in listed companies across market capitalisations to earn higher returns than debt or hybrid mutual funds. These funds are suitable for investors having high to medium risk-appetite along with an investment horizon of more than 5 years.
Debt funds invest in fixed income generating instruments with lesser risk and lesser volatility like Certificate of deposit, Corporate Bonds, treasury bills, commercial paper, government securities. These funds are susceptible primarily to, credit, duration and interest rate risks. The idea investment duration for these funds is less than 5 years.
International funds, also known as overseas funds, invest in stocks of companies that are listed in international markets. These equity funds are risky but can provide exposure to the best companies in the world. They are suitable for investment duration of 7 years or more.
Hybrid funds are a type of mutual fund that offers diversification across asset classes. These funds invest in both equity and debt instruments. They can either be equity heavy or debt heavy depending on the type. They aim to offer a balance between equity based growth and debt based stability.
These are equity or debt oriented mutual funds that are designed to address specific needs such as retirement or child’s education and thus align to those specific goals. The may contain a mix of both equity and debt investments.
Being an investor planning must always be your very first step towards your investment journey. You can use our tools such as SIP calculator, Lumpsum Calculator, PPF Calculator etc and assess the investment option whether it meets your financial goals or not.
When you want to invest for one year, it needs a mix of capital safety and liquidity. The intention of searching for the best investment plans is to earn returns during the investment horizon, either short or long term. For…
A Systematic Investment Plan (SIP) is a popular mutual fund investment strategy that regularly helps you save small amounts. It is an alternative to the typical way of lump sum investing. Through SIP, investors can invest a predetermined amount of…
SIP is an option for investors who prefer to invest little amounts over the long term in order to achieve their financial goals. Typically, a long-term investment horizon is preferable when investing in equity schemes. You can invest in these…
SIPs are a great way for individuals on a tight budget to invest in market-linked markets and generate substantial returns. These investments require investors to invest a specified amount on a recurring basis instead of a lump sum, which is…
SIP way of investing and a longterm investment horizon is a combination that will help you generate significant returns by averaging out market volatility. While investing in equity mutual funds, a longterm investment tenure is advisable since the markets are…
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When you want to invest for one year, it needs a mix of capital safety and liquidity. The intention of searching for the best investment plans is to earn returns during the investment horizon, either short or long term. For…
Micro Systematic Investment Plan (SIP) is an investment option that has been introduced by mutual fund companies to attract more investors. The concept of Micro SIP allows individuals to invest in mutual funds with smaller amounts at regular intervals. What…
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What are SIP Withdrawal Charges in Mutual Funds? Mutual fund withdrawal charges or exit loads are levied by the fund house to discourage investors from redeeming their investments too quickly. Scripbox does not have any withdrawal charges. However, at the…
What is Amount Invested? The amount invested refers to the total sum of money that an investor puts into these specific financial instruments. In other words, it is the amount invested is the cumulative cost of the mutual fund investment…
An upfront commission is paid to the broker or mutual fund distributor on the same month as the purchase of the mutual fund investments. A trail commission is paid every year until the investment is withdrawn. What is Trail Commission?…
At present, there are multiple types of Mutual funds are available to start investing. So, it becomes important to know the nature of the different types of mutual funds to make the right investment decision.
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Frequently Asked Questions (FAQs) about mutual funds typically cover various aspects of investing in mutual funds. Here are a few common questions that you might find in a mutual fund FAQ 1. What is a mutual fund? Mutual funds are…
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Parag Parikh Flexi Cap Fund is among the popular and well-managed funds in the flexi cap category. The fund has a unique investment strategy that combines value investing and international diversification. The fund has delivered a return of 18.02% over…
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