Saving Schemes Articles


General Provident Fund (GPF)

Provident Fund is a traditional and popular savings scheme in India. There are three types of Provident Fund in India - General Provident Fund (GPF), Public Provident Fund (PPF) and Employees Provident Fund (EPF). However, the features, contributions, benefits and...


Pradhan Mantri Jan Dhan Yojana (PMJDY)

Pradhan Mantri Jan Dhan Yojana (PMJDY) is a National Mission for the financial inclusion of the citizens of India. The Government of India launched the Pradhan Mantri Jan Dhan Yojana on 28th August 2014. The sole objective of the scheme...


Voluntary Retirement Scheme

In times of economic adversity, companies resort to various measures for cutting down costs. Reducing their workforce under Voluntary Retirement Scheme (VRS) is one such step that helps them improve productivity and profits. Companies of both public and private sectors...



Before investing always consider your investment object and whether the option can fulfill it or not. Moreover, a well-informed investment decision will help you in the long run to achieve your investment goals. While evaluating any investment option between (SSY...


Pradhan Mantri Shram Yogi Mandhan

PMSYM stands for Pradhan Mantri Shram Yogi Mandhan. This is a social initiative by the Ministry of Labour and Employment of the Government of India. Prime Minister Narender Modi launched this scheme in February 2019. This article will discuss Pradhan...

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Kisan Vikas Patra vs NSC

What is Kishan Vikas Patra? Kisan Vikas Patra KVP is a secure investment scheme introduced and regulated by the Post Office of India and the Central Government. The funds raised through this scheme are used by the Government of India...



What is POMIS? Post Office Monthly Income Scheme (POMIS) is a monthly savings scheme regulated by the Department of Post (DOP). The Central Government of India governs this savings scheme. It intends to provide a monthly income for small and...


PMAYG – Pradhan Mantri Awaas Yojana Gramin

What is PMAYG? The development of rural India is equally important for the progress of the nation. Unavailability of resources and poverty has in fact forced people in these areas to live in unhygienic conditions. Enhancing the quality of life...