ESAF Small Finance Bank Fixed Deposit

Private

NA

DICGC

5.75%

Interest for 3 years

ESAF Small Finance Bank FD Interest Rates Jan 2022

Note: All interest rates shown below are as on 9th Dec 2021

Historical FD Rates →
TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 14 days4%4.5%
15 days - 2 months4.5%5%
2 months 1 day - 10 years 1 day5.25%5.75%
3 months 1 day - 6 months5.5%6%
6 months 1 day - 1 year 6 months5%5.5%
6 months 2 days - 4 years 11 months 24 days5.75%6.25%
1 year - 1 year 11 months 28 days6%6.5%
1 year 11 months 30 days - 2 years 11 months 26 days6.25%6.75%

About ESAF Small Finance Bank FD

ESAF Small Finance Bank (formerly known as ESAF Microfinance) was founded as a small finance bank in March 2017. It has a balance sheet size of Rs. 9,470 Cr as on 31st March 2020. It recorded a profit of Rs 190 cr in FY20

4% - 6.25%

FD Rate

4.5% - 6.75%

FD Rate for Seniors

₹ 1000

Minimum Deposit

₹ 2 Crores

Maximum Deposit

days

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

Fixed Deposits

Flexible tenure & partial withdrawal facility, without the hassle of opening a savings account.

ESAF Small Finance Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 5.25%For 5 years with interest of 5.25%
₹ 50,000₹64972₹64972
₹ 1 lakh₹129943₹129943
₹ 2 lakh₹259886₹259886
₹ 5 lakh₹649716₹649716
₹ 10 lakh₹1299432₹1299432

Compare ESAF Small Finance Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

vs

Pre Tax

Post Tax

Tax Rate
Maturity Amount₹106168₹ 105483
Total Investment Amount₹ 100000₹ 100000
Total Interest Gained₹6168

₹6168

₹ 5483
Income Tax on Wealth Gained₹ 12898₹ 13092

Compare ESAF Small Finance Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
SCB FD
5.35% - 5.85%
Deutsche Bank FD
5% - 5%
DBS Bank FD
5.5% - 5.5%
PNB HFL FD
6.6% - 6.85%
ESF Bank FD
6% - 6.5%
IndusInd Bank FD
6% - 6.5%
Mahindra Finance FD
6.3% - 6.55%
HDFC Bank FD
5.15% - 5.65%
Union Bank of India FD
5.3% - 5.3%
HDFC Ltd FD
6.1% - 6.1%
Yes Bank FD
6.25% - 7%
ICICI HFC FD
5.75% - 6%
Bandhan Bank FD
5.25% - 6%
Axis Bank FD
5.4% - 6.05%
South Indian Bank FD
5.5% - 6%
Canara Bank FD
5.25% - 5.75%
Sundaram Finance FD
5.8% - 6.3%
Tamilnad Mercantile Bank FD
5.5% - 5.5%
Indian Overseas Bank FD
5.25% - 5.75%
Bank of Maharashtra FD
4.9% - 5.4%
ICICI Bank FD
5.2% - 5.7%
Dhanlaxmi Bank FD
5.3% - 5.8%
DCB Bank FD
5.95% - 6.45%
Federal Bank FD
5.35% - 5.85%
State Bank of India FD
5.3% - 5.8%
Fincare Small Finance Bank FD
6.25% - 6.75%
IDBI Bank FD
5.4% - 5.9%
Kotak Mahindra Bank FD
5.3% - 5.8%
Bajaj Finance Ltd FD
6.8% - 7.05%
Tamil Nadu Power Finance FD
7.75% - 8.25%
Ujjivan Small Finance Bank FD
6.5% - 7%
Karur Vysya Bank FD
5.25% - 5.75%
AU Small Finance Bank FD
6% - 6.5%
Indian Bank FD
5.2% - 5.7%
RBL Bank FD
6.3% - 6.8%
City Union Bank FD
5% - 5.5%
Shriram Finance FD
7.5% - 7.8%
Punjab and Sind Bank FD
5.3% - 5.8%
LIC FD
5.75% - 6%
IDFC First Bank FD
5.75% - 6.25%
Bank of India FD
5.05% - 5.55%
Jammu & Kashmir Bank FD
5.3% - 5.8%
Post Office FD
5.5% - 5.5%
Central Bank of India FD
5% - 5%
Bank of Baroda FD
5.1% - 5.6%
Karnataka Bank FD
5.4% - 5.8%
Punjab National Bank FD
5.1% - 5.6%

Calculate ESAF Small Finance Bank FD Returns

₹ 100000

Total Investment

₹6168

Wealth Gained

₹6168

Wealth Gained

₹106168

Maturity Amount

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