ESAF Small Finance Bank Fixed Deposit





Interest for 3 years

ESAF Small Finance Bank FD Interest Rates Jun 2022

Note: All interest rates shown below are as on 7th Jun 2022

Historical FD Rates →
TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 14 days4%4.5%
15 days - 1 month 29 days4.5%5%
1 month 30 days - 2 months 29 days5%5.5%
2 months 30 days - 9 years 11 months 28 days5.25%5.75%
6 months - 1 year5.5%6%
1 year 1 day - 1 year 11 months 29 days6.6%7.1%
1 year 11 months 30 days - 2 years 11 months 29 days7.25%7.75%
2 years 11 months 30 days - 4 years 11 months 29 days5.75%6.25%

About ESAF Small Finance Bank FD

ESAF Small Finance Bank (formerly known as ESAF Microfinance) was founded as a small finance bank in March 2017. It has a balance sheet size of Rs. 9,470 Cr as on 31st March 2020. It recorded a profit of Rs 190 cr in FY20

4% - 7.25%

FD Rate

4.5% - 7.75%

FD Rate for Seniors

₹ 1000

Minimum Deposit

₹ 2 Crores

Maximum Deposit




FD Tenure


Loan against FD



Fixed Deposits

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ESAF Small Finance Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 5.75%For 5 years with interest of 5.25%
₹ 50,000₹59389₹64972
₹ 1 lakh₹118778₹129943
₹ 2 lakh₹237556₹259886
₹ 5 lakh₹593891₹649716
₹ 10 lakh₹1187782₹1299432

Compare ESAF Small Finance Bank Fixed Deposit Returns with Top Banks

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Pre Tax

Post Tax

Tax Rate
Maturity Amount₹105641₹ 106591
Total Investment Amount₹ 100000₹ 100000
Total Interest Gained₹5641


₹ 6591

Compare ESAF Small Finance Bank Fixed Deposit Rates with Top Banks

Calculate ESAF Small Finance Bank FD Returns

₹ 100000

Total Investment


Wealth Gained


Wealth Gained


Maturity Amount

How to invest in FD

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Set up your account

Sign up for a Fixed Deposit Account through Scripbox by way of an entirely paperless process.

Create your Fixed Deposit

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Invest online and transfer

Invest via Card, Netbanking, or UPI instantly; once done, your Fixed Deposit will be confirmed.

Track your FD’s status

You can view the status of any Fixed Deposits you’ve added or created in your Scripbox account.

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