ESAF Small Finance Bank Fixed Deposit

Private

NA

DICGC

5.75%

Interest for 3 years

ESAF Small Finance Bank FD Interest Rates Sep 2021

Note: All interest rates shown below are as on 29th Jun 2021

Historical FD Rates →
TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 14 days4%4.5%
15 days - 1 month 29 days4.5%5%
1 month 30 days - 10 years 1 day5.25%5.75%
3 months - 6 months5.5%6%
6 months 1 day - 1 year 6 months5%5.5%
6 months 2 days - 2 years 11 months 26 days6%6.5%
1 year - 1 year 1 day6.5%7%
1 year 2 days - 1 year 11 months 28 days6.25%6.75%
2 years 11 months 28 days - 4 years 11 months 24 days5.75%6.25%

About ESAF Bank FD

ESAF Small Finance Bank (formerly known as ESAF Microfinance) was founded as a small finance bank in March 2017. It has a balance sheet size of Rs. 9,470 Cr as on 31st March 2020. It recorded a profit of Rs 190 cr in FY20

4% - 6.5%

FD Rate

4.5% - 7%

FD Rate for Seniors

-

Minimum Deposit

₹ 2 Crores

Maximum Deposit

days

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

Fixed Deposits

Flexible tenure & partial withdrawal facility, without the hassle of opening a savings account.

ESAF Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 5.25%For 5 years with interest of 5.25%
₹ 50,000₹64972₹64972
₹ 1 lakh₹129943₹129943
₹ 2 lakh₹259886₹259886
₹ 5 lakh₹649716₹649716
₹ 10 lakh₹1299432₹1299432

Compare ESAF Small Finance Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

vs

Pre Tax

Post Tax

Tax Rate
Maturity Amount₹106697₹ 101764
Total Investment Amount₹ 100000₹ 100000
Total Interest Gained₹6697

₹6697

₹ 1764
Income Tax on Wealth Gained₹ 12898₹ 13092

Compare ESAF Small Finance Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
Dhanlaxmi Bank
5.4% - 5.9%
Tamilnad Mercantile Bank
5.5% - 5.5%
IDBI Bank
5.3% - 5.8%
Bank of India
5.15% - 5.65%
Sundaram Finance
6.25% - 6.75%
AU Small Finance Bank
6.25% - 6.75%
Canara Bank
5.5% - 6%
Axis Bank
5.4% - 5.9%
Mahindra Finance
6.3% - 6.55%
PNB Housing Finance Ltd
6.6% - 6.85%
IDFC First Bank
5.75% - 6.25%
State Bank of India
5.3% - 5.8%
HDFC Bank
5.15% - 5.65%
Bank of Baroda
5.1% - 5.6%
LIC Housing Finance
5.75% - 6%
Tamil Nadu Power Finance
7.75% - 8.25%
Jammu & Kashmir Bank
5.3% - 5.8%
Bajaj Finance
6.5% - 6.75%
Yes Bank
6.25% - 7%
RBL Bank
6.3% - 6.8%
Punjab and Sind Bank
5.3% - 5.8%
Kotak Mahindra Bank
5.1% - 5.6%
IndusInd Bank
6% - 6.5%
Central Bank of India
5% - 5%
DCB Bank
6.5% - 7%
Bandhan Bank
5.25% - 6%
Fincare Small Finance Bank
6.25% - 6.75%
DBS Bank
5.5% - 5.5%
Indian Overseas Bank
5.2% - 5.7%
Karur Vysya Bank
5.5% - 6%
Equitas Small Finance Bank
6.35% - 6.85%
City Union Bank
5.5% - 6%
SCB Bank
5.35% - 5.85%
Karnataka Bank
5.5% - 5.9%
South Indian Bank
5.5% - 6%
HDFC Ltd Fixed Deposit
6.05% - 6.3%
Bank of Maharashtra
4.9% - 5.4%
ICICI Housing Finance Company
6.05% - 6.3%
Indian Bank
5.15% - 5.65%
Shriram Finance
8% - 8.4%
Federal Bank
5.35% - 5.85%
ICICI Bank
5.15% - 5.65%
Ujjivan Small Finance Bank
6.75% - 7.25%
Post Office
5.5% - 5.5%
Punjab National Bank
5.1% - 5.6%
Union Bank of India
5.4% - 5.4%

Calculate ESAF Bank FD Returns

₹ 100000

Total Investment

₹6697

Wealth Gained

₹6697

Wealth Gained

₹106697

Maturity Amount

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