Personal Finance Articles

What is an Investment Plan? Investment plans are financial products designed to help individuals create wealth and achieve their financial goals by investing in various funds, schemes, and products. They encourage disciplined investing and long-term wealth accumulation. In India, there...

​Confused about where to invest your excess funds for a short period of time? Looking for investments with high liquidity and low risk? Well, short term investment plans are the answer to these questions. Short term investments are investments plans...

What are Market Linked Debentures? Market linked debentures (MLDs) are a type of debt instruments that offer returns based on the performance of an underlying market index or instrument. They are issued by companies or financial institutions to raise funds...

What is Lifestyle Inflation? As our income grows, so does our desire to spend more money on the things we enjoy. This is known as lifestyle inflation, or the tendency to increase spending as income increases. Lifestyle inflation is also...

What is Investment Club? Investment clubs are formed when a group of individuals collectively pool their money to invest it. All the members of the group share the benefits of the investments. With collective investments, comes lower transaction cost. Moreover,...

What is a Call Option? A call option (CE) is a derivative contract where the buyer has the right but not an obligation to purchase the underlying asset at a predetermined price within a specific expiration date. The underlying asset...

What is a Put Option? A put option (PE) is a derivative contract that gives the buyer the right but not the obligation to sell the underlying asset on a specific date at a predetermined price. Traders can use this...

For every trade on the secondary market or stock exchange, there are two parties in a transaction. The buyer buys the securities and the seller sells the securities. This transaction is a simple trade on the stock exchange. After this...