Understand and protect your portfolio from various risks, such as concentration risk, credit risk, market risk, and interest rate risk.
Quarterly reviews and course corrections
Even the top-performing funds in your portfolio won't always maintain their position. That's why it's essential to conduct regular reviews and realign your portfolio to achieve your financial goals.
Personalised reinvestment recommendations
Get personalised recommendations to restore the health of your portfolio. These recommendations are based on the asset allocation that is tailored to your risk profile.
Frequently asked questions.
How does the Portfolio Health review work?
Portfolio Health evaluates each fund in your portfolio by assigning a score ranging from 1 to 100. This score is based on a comprehensive assessment of 22 variables across performance, consistency, risk, and more. These variables are categorised into 9 parameters.
Funds with a score below 35 are considered unhealthy and are recommended for immediate full exit. Funds with a score between 35 and 80 are deemed neutral, indicating they have the potential to swing in either direction. These neutral funds are gradually exited, allowing for continuous monitoring. During the next review cycle, if a neutral fund's score improves to a desirable level, it won't be recommended for exit. However, if the score decreases, it will be flagged for exit again. This process continues until your portfolio achieves complete health over 4 to 5 review cycles.
How often should I review my mutual fund portfolio health?
We recommend reviewing your entire portfolio on a quarterly basis. This regular monitoring helps maintain stability in your portfolio and prevents large exits. It's important to note that reviewing it more frequently than once every quarter can increase anxiety without necessarily improving outcomes. By adhering to a quarterly review schedule, you can avoid unnecessary churn in your investments.
How do I share my investments with Scripbox?
Experience a hassle-free and straightforward process of sharing your investments with Scripbox. Simply sign up and provide your essential details such as email and PAN. Once verified with a secure OTP, we can effortlessly import your investments. That's all it takes, and you're all set.