Saving Schemes Articles

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EPF vs EPS

The objective of Employee Provident Fund (EPF) and Employees Pension Scheme (EPS) is to help individuals save the money for their retirement. The schemes are framed under the  Employee’s Provident Fund & Miscellaneous Provision Act, 1952 and administered by the...

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Credit Guarantee Scheme for MSE (CGSMSE)

The Government of India (GoI) established the Credit Guarantee Scheme for MSE Micro and Small Enterprises (CGS). The aim is to provide collateral-free credit to the micro and small business sector. Existing and new businesses are also eligible for coverage...

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Deen Dayal Upadhyaya Antyodaya Yojana (DAY)

With poverty and unemployment still at alarming levels in India, the government of India, in collaboration with the Ministry of Rural Development, launched the Deen Dayal Upadhyaya Antyodaya Yojana in an attempt to make Indian citizens self-sufficient by providing them...

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Skill India

What is Skill India? Mr. Narendra Modi, Prime Minister of India, launched the Skill India Mission in 2015, as part of his aim to help India become "Atmanirbhar" (self-reliant). The goal of this project was to establish and implement comprehensive...

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Samagra Shiksha

What is Samagra Shiksha Scheme? The Union Budget, 2018-19, has proposed to treat school education holistically without segmentation from pre-nursery to Class 12. As a result, Samagra Shiksha - an encompassing program for the school education sector spanning pre-school to...

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Sankalp Scheme

What is the Sankalp Scheme in India? The Ministry of Skill Development's Skill Acquisition and Knowledge Awareness for Livelihood Promotion ("Sankalp") initiative is funded by a World Bank loan. It strives to increase short-term skill training in terms of quality...

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Digital India Scheme

What is the Digital India Scheme? The Digital India scheme is the government of India's flagship initiative, with the goal of transforming India into a digitally enabled society and knowledge economy. On July 3, 2015, the Digital India program (1.13...

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Unnat Bharat Abhiyan in India

Growing urbanisation is neither desired nor sustainable. So far, our professional higher education institutions have mostly served the mainstream industrial sector. Furthermore, with a few exceptions, it has made little direct contribution to the growth of the rural sector. Unnat...