Personal Finance Articles

An emergency fund is your cushion that saves you from unforeseen expenditures or during no income days. An emergency can be a natural disaster such as an earthquake or a flood, a health problem that prevents you from working, or...

How is an IPO Priced or Valued? A significant number of private companies raise capital through an Initial Public Offering (IPO). When a firm files for an IPO, its shares become available to the public for the first time. The...

Gold is a precious yellow metal globally, and its value has been increasing over the past decade. For ages, in many countries, including India, gold has been considered a status of wealth. Also, gold was a symbol of being rich...

Taking loans and being unable to pay them is very common. Home loan is one loan that usually prolongs for a decade and a half or even more. The loan can be defaulted due to many uncertainties like loss of...

HDFC Bank offers different types of savings accounts. All the HDFC Savings Accounts have an interest in the range of 3%-3.5%. Also, the bank offers investors an array of benefits. Some of the benefits are the nomination facility and ATM...

Life insurance is a popular tax saving instrument and should be a part of financial planning and goals set. There are several kinds of life insurance plans in the Indian market. Guaranteed life insurance plans sound like a good deal....

Growth investing and value investing are two distinct investment strategies. Typically, value stocks offer the option to purchase shares at a discount to their actual worth, whereas growth stocks offer above-average returns and earnings growth potential. Although choosing one type...

Gross salary is the sum of the total amount of compensation paid by the employer company to the employee as a part of the employer-employee relationship. Given the increase in salaried workforce, it becomes really important to understand the basics...