Personal Finance Articles

What is Foreign Portfolio Investment (FPI)? Foreign Portfolio Investment (FPI) involves investing in securities and financial assets in another country than a home country. The securities include stocks or American Depository Receipts (ADR) of companies in an overseas country. Also,...

What is Foreign Direct Investment (FDI)? Foreign Direct Investment (FDI) is an investment from an investor in one country into a business or corporation of another country to establish a long-lasting relationship. In other words, the investor, company or government...

What is Foreign Currency Convertible Bonds? Foreign Currency Convertible Bonds is a special type of debt instrument issued in a currency other than a home currency. An FCCB is a bond with a dual character of debt and equity instrument....

What is a Follow On Public Offer? A follow on public offer (FPO) refers to an already listed public company on a stock exchange issuing shares to the public. A follow on public offering allows companies to raise additional capital...

Bonds are a type of debt instrument that loans money to the issuer. The issuer borrows money at a fixed or variable interest rate for a specific duration. The issuer can be government, banks or corporations. They can issue fixed-rate...

​​Floating interest rate refers to the variable interest rate that changes during the duration of the loan/ debt obligation tenure. It is opposite to the fixed interest rate system. The interest rates remain the same for the entire tenure in...

Institutions usually charge a fixed interest rate or a floating interest rate on a home loan, business loan or personal loan. Also, along with the interest rate percentage, it is important to keep a check on the type of interest...

Fixed rate bonds are a type of debt instrument that guarantees a certain amount of money. These bonds have a fixed maturity date and interest rate for the duration of the bond. As a result, fixed-rate bonds provide investors with...