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SIP is an option for investors who prefer to invest little amounts over the long term in order to achieve their financial goals. Typically, a long-term investment horizon is preferable when investing in equity schemes. You can invest in these funds to purchase a house child’s higher education, retirement, etc. The article covers the Best SIP plan for a 10-year investment.

Core Mutual Fund Portfolio
Core Mutual Fund Portfolio

A scientifically curated portfolio of mutual funds designed to provide growth as per your goal requirements, while managing risk.

Indicative returns of 10-12% annually

Indicative returns of 10-12% annually

Investment horizon of 1-3 Years

Investment horizon of 1-3 Years

3 Years of lock-in

3 Years of lock-in

Short term goals such as buying a car or funding a vacation

Short term goals such as buying a car or funding a vacation

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One-click investing and tracking

Zero fees for all yours investments

Zero fees for all yours investments

Recommended: To Check Best Mutual Funds for SIP

Best SIP Plan for 10 Year Investment

Fund Name5 Yr CAGRExpense Ratio
Nippon India Value Fund12.00%1.98
Canara Robeco Bluechip Equity Fund13.00%1.9
Mirae Asset Large Cap Fund11.90%1.57
Kotak Bluechip Fund11.20%2.14
ICICI Prudential US Bluechip Equity Fund15.50%2.25

1. Nippon India Value Fund for SIP

Nippon India Value Fund aims to offer investors capital appreciation and stable returns. The scheme invests in value equities from various market capitalizations and industries. Financial services, healthcare, technology, and consumer services are examples of some of the industries it invests in.

Scripbox suggests investing in the Nippon India Value Fund within the value fund category. These funds have the potential for value appreciation. In addition, the fund is ideal for a 10-year investment duration. The fund has the category’s highest information ratio. The information ratio measures a portfolio manager’s ability to generate returns in excess of the benchmark it tracks. In accordance with its investment objectives, the fund has done well over the years, delivering a return on investment that is above inflation on a long-term basis.

Fund Details

  • Minimum SIP Amount: ₹1,000
  • Minimum Lumpsum: ₹5,000
  • Expense Ratio: 1.98%
  • Benchmark: IISL Nifty 500 TR INR
  • Risk Level: Very High Risk
  • AMC: Nippon Mutual Funds

2. Canara Robeco Bluechip Equity Fund for SIP

Canara Robeco Bluechip Equity Fund seeks to offer long-term growth and capital appreciation by investing primarily in large market capitalization companies. A long-term investment horizon of 10 years or more is advisable while investing in this fund.

Scripbox recommends Canara Robeco Bluechip Equity Fund for a long-term investment within the large-cap mutual fund category. With a strong 12-year track record, the fund has generated inflation-beating returns over the years. With the current AUM, the fund is among the top 10 largest funds by AUM in its category.

Fund Details

  • Minimum SIP Amount: ₹1,000
  • Minimum Lumpsum: ₹5,000
  • Expense Ratio: 1.90%
  • Benchmark: S&P BSE 100 India TR INR
  • Risk Level: Very High Risk
  • AMC: Canara Robeco Mutual Funds

3. Mirae Asset Large Cap Fund for SIP

The Mirae Asset Large Cap Fund is a large cap equity scheme that primarily invests in equity stocks with a long-term wealth creation aim. This fund is suitable for investors with a long-term investment horizon of 10 years. Due to the nature of the asset class, you should anticipate short-term volatility in your investments.

Mirae Asset Large Cap Fund is a top-ranked fund by Scripbox experts. Over the past 14 years, the fund has consistently performed well and has given inflation-beating returns to its investors.

Fund Details

  • Minimum SIP Amount: ₹1,000
  • Minimum Lumpsum: ₹5,000
  • Expense Ratio: 1.57%
  • Benchmark: IISL Nifty 100 TR INR
  • Risk Level: Very High Risk
  • AMC: Mirae Asset Mutual Funds

4. Kotak Bluechip Fund for SIP

Long-term wealth creation is the investment objective of the Kotak Bluechip fund. This large-cap equity scheme primarily invests in stocks of large-cap companies. According to the experts at Scripbox, the Kotak Bluechip fund is a Top Ranked fund. The suitable investment horizon for the Kotak Bluechip fund is long term, 10 years. Due to the nature of the equity asset class, short-term volatility is inevitable with the investment.

Fund Details

  • Minimum SIP Amount: ₹1,000
  • Minimum Lumpsum: ₹5,000
  • Expense Ratio: 2.14%
  • Benchmark: IISL Nifty 100 TR INR
  • Risk Level: Very High Risk
  • AMC: Kotak Mutual Funds

5. ICICI Prudential US Bluechip Equity Fund for SIP

The ICICI Prudential US Bluechip Equity Fund invests primarily in securities of large-cap U.S. corporations. Through an investment in the fund, Indian investors can invest in U.S. companies. Mutual funds that invest in bluechip corporations or large market capitalization companies are known as bluechip mutual funds. These firms have superior historical performance and future development prospects. The suitable investment horizon is long term, about 10 years. The fund is appropriate for an investor whose goal is to generate long-term wealth through exposure to US stock market-listed securities.

Scripbox suggests investing in the ICICI Pru US Bluechip Equity Fund from the US Equity mutual fund category. US equities mutual funds provide international market exposure. In addition, it gives investment appreciation over the long term. Over the years, the fund has consistently given inflation-beating returns.

Fund Details

  • Minimum SIP Amount: ₹1,000
  • Minimum Lumpsum: ₹5,000
  • Expense Ratio: 2.25%
  • Benchmark: S&P 500 TR USD
  • Risk Level: Very High Risk
  • AMC: ICICI Mutual Funds

Things to Consider

When the investment horizon is at least 10 years, the SIP form of investing will help you earn substantial profits. Investing in equity mutual funds via SIP would allow you to smooth out market volatility and reap the benefits of rupee cost averaging.

In addition, the SIP Calculator of Scripbox can be used to assess the prospective returns of a fund. On the basis of the fund’s historical performance, the calculator computes the returns for the duration of your investment. The calculator provides graphical and tabular return estimations to assist with return analysis.

Furthermore, the calculator forecasts return based on three growth scenarios: returns that are above average, average, and below average. You may utilize the calculator to evaluate multiple investing possibilities and make more informed selections.

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