9 Mins

The majority of women in India continue to suffer from malnutrition. A malnourished mother nearly always gives birth to a baby with low birth weight. Because the alterations are typically irreversible, poor nutrition begins in utero and continues throughout life. Due to economic and social hardships, many women continue to work to support their families right up until the end of their pregnancy.

What is Pradhan Mantri Matritva Vandana Yojana?

To support women the Government of India introduced a scheme. In accordance with the provision of the National Food Security Act, 2013, the Maternity Benefit Programme is implemented in all the districts of the country. The Maternity Benefit Programme is known as The Pradhan Mantri Matru Vandana Yojana PMMVY.

The Pradhan Mantri Matru Vandana Yojana PMMVY, which benefits pregnant women and breastfeeding mothers, was introduced in the Prime Minister’s address to the nation on December 31, 2016.

Objectives of Pradhan Mantri Matru Vandana Yojana (PMMVY)

  1. Providing economic incentives as part of the wage loss compensation. The economic incentive is provided to ensure that the women can get enough rest before and after the birth of the first living child.
  2. The cash incentive provided would lead to improved health seeking behavior amongst Pregnant Women and Lactating Mothers (PW&LM).

Features of PMMVY Scheme

  1. Applicable to Pregnant Women and Lactating Mothers (PW&LM) in case of birth of a first child in the family.
  2. Pregnant Women and Lactating Mothers (PW&LM) will receive a can incentive of Rs 5,000 directly in their bank account.
  3. Pradhan Mantri Matru Yojana PMMVY will be implemented through a centrally deployed Web Based MIS Software tool. The tool will be developed with the Anganwadi Centre (AWC) and ASHA/ ANM employees. Such employees will be serving as the focal point of implementation.
  4. The Department of Social Welfare or the Department of Women and Child Development of the relevant state is the implementing department. Such authority will not implement the scheme in the seven states or Union Territories.
  5. The Department of Health and Family Welfare or the Department of Health will implement the scheme in 7 states. Such states are West Bengal, Uttar Pradesh, Telangana, Tamil Nadu, Meghalaya, Daman & Diu, Dadar & Nagar Haveli, Chandigarh, and Andhra Pradesh.

Benefits Under Pradhan Mantri Matru Vandana Yojana (PMMVY)

  1. The scheme provides cash rewards in three installments of Rs.1,000, Rs.2,000, and Rs.2,000, respectively. For each installment, the applicant must fulfill the eligibility conditions and submit relevant documents. Such conditions are different for each installment.
  2. Candidates who are eligible for the plan will benefit from the Janani Suraksha Yojana’s incentives (JSY). Individuals are entitled to maternity benefits under the JSY. Moreover, on average, a woman receives Rs.6,000 in benefits.

Beneficiaries Under Pradhan Mantri Matru Vandana Yojana (PMMVY)

All Beneficiaries 

  1. All Pregnant Women and Lactating Mothers are eligible for the scheme. However, the scheme is applicable to any PW&LM who is in regular employment. Such regular employment is with the Central Government or the State Governments or PSUs or those who are in receipt of similar benefits under any law for the time being in force.
  2. All pregnant women and lactating mothers who are expecting their first child on or after January 1, 2017, are eligible.
  3. The calculation of the date as well as stage of pregnancy for a beneficiary is as per the LMP date in the MCP card.

Beneficiaries in Case of Miscarriage/ Still Birth

  1. A beneficiary is only eligible for benefits once under the Pradhan Mantri Matru Yojana PMMVY.
  2. In the event of a miscarriage or stillbirth, the beneficiary may claim the remaining installment in the event of a subsequent pregnancy.
  3. If the recipient experiences a miscarriage after receiving the first installment, she will only be eligible for the second and third installments if she has another pregnancy. However, in case of subsequent pregnancy, she must meet the scheme’s eligibility criteria and conditions.
  4. Similarly, if the beneficiary has a miscarriage or stillbirth after receiving the first and second installments, she will only be eligible for the third installment if she becomes pregnant again. However, in case of subsequent pregnancy, she must meet the scheme’s eligibility criteria and conditions.

Beneficiaries in Case of Infant Mortality

  1. A beneficiary is eligible to receive benefits under the scheme only once. In case of infant mortality, she will not be eligible for claiming benefits under the scheme, if she has already received all the installments of the maternity benefit under PMMVY earlier.
  2. Pregnant and lactating AWWs/ AWHs/ ASHAs may also benefit from the Pradhan Mantri Matru Yojana PMMVY. However, they must meet the scheme’s requirements.

Conditions For Payment Under PMMVY

The eligible Pregnant Women and Lactating Mothers will receive the financial benefit in 3 installments under Pradhan Mantri Matru Vandana Yojana PMMVY. However, she must fulfill the following conditions:

InstallmentConditionsDocumentationAmount (Rs)
First installmentEarly Registration of pregnancyProof of early registration of pregnancy in MCP card (registration of pregnancy within 150 days from the date of LMP), duly certified by an officer/functionary of Health Department, not below the rank of ANM.1,000
Second installmentReceived at least one ANC (can be claimed after 6 months of pregnancy)At least one Ante-Natal Check-up of beneficiary duly certified on MCP card by an officer/ functionary of Health Department, not below the rank of ANM.2,000
Third installmentChild Birth is registeredThe child has received the first cycle of BCG, OPV, DPT, and Hepatitis-B or its equivalent/substituteProof that child has received the first cycle of BCG, OPV, DPT, and Hepatitis-B or its equivalent/ substitute. The MCP card is duly certified on the MCP card by an officer/functionary of the Health Department, not below the rank of ANM.3,000

Payment to Beneficiaries

On approval by the competent authorities, all eligible beneficiaries who have applied and met the conditions will receive payments. Such payments will be via Direct Benefit Transfer (DBT) to their individual Bank/ Post Office Accounts. Such individual Bank/ Post Office Accounts must be mentioned correctly in their application form.

  1. Transfer of benefits would be through DBT in a Bank/ Post Office account only.
  2. There will be no disbursement in the form of “cash” or “cheque”.
  3. The mode of money transfer will be through banks and post offices that are on-boarded on PFMS.

Special Conditions Under PMMVY Scheme

  1. If the beneficiary meets the requirements for the third installment but the newborn dies before reaching the age of six months, she will get the third installment.
  2. If the recipient delivers twins, triplets, or quadruplets, it will be counted as the family’s first live child.
  3. In the event of intra-State or inter-State migration for any reason, the beneficiary can claim the remaining benefits. They must present their Aadhaar number, MCP card, and acknowledgment slip at the nearest AWC/ approved Health facility. However, such an agency must be the implementing agency at the State/UT level for the scheme. Moreover, the beneficiary must satisfy the requirements for each installment.
  4. If the beneficiary makes a false claim, the cash paid to her will be recovered. Moreover, she will be subject to legal action.

Bunching of Installments

Beneficiaries should apply as soon as possible after completing the conditions. This will help you to make most of the Pradhan Mantri Matru Vandana Yojana PMMVY. However, if the beneficiary was not able to apply with the time limit, she can apply by following these conditions:

  1. After 730 days of pregnancy, the plan will not accept a maternity claim. The date of pregnancy to be considered will be the LMP recorded on the MCP card.
  2. The beneficiary can claim the installments separately. Such claims are not tied to one another. However, she must fulfill the eligibility conditions.
  3. Even if she has not claimed any of the installments previously, a beneficiary can apply at any time throughout her pregnancy. However, she must submit the claim within 730 days. At the time of filing the application, she must fulfill the eligibility criteria.
  4. If the LMP date is not recorded in the MCP card, and a beneficiary is seeking a third installment, the claim must be presented within 460 days after the child’s birth date. Beyond 460 days she cannot file any claim.

Forms and Verification on Bunching of Installments

CaseFormVerification by AWW/ASHA/ANM
The beneficiary has not claimed the first installment under the scheme and applies for claiming the first installment only.Form 1-AEarly registration of pregnancy within 150 days from the date of LMP
A beneficiary who has not claimed the first installment under the scheme but applies directly for claiming the second installment only.Form 1-A, Form 1-BAt least one ANC
Beneficiary who has not claimed the first installment under the scheme and applies directly for claiming both first and second installmentsForm 1-A, Form 1-BEarly registration of pregnancy within 150 days from the date of LMPAt least one ANC
Beneficiary who has registered herself under the scheme and claimed the first installment, and applies directly for claiming the third installment only under the schemeForm 1-CChild Birth RegistrationChild has received first cycle of BCG, OPV, DPT and Hepatitis-B or its equivalent/ substitute
Beneficiary who has registered herself under the scheme and claimed the first installment, and applies directly for claiming both second and third installment together under the schemeForm 1-B, Form 1-CAt least one ANCChild Birth RegistrationChild has received first cycle of BCG, OPV, DPT and Hepatitis-B or its equivalent/ substitute.
Beneficiary who has not claimed the first and second installment under the scheme and applies directly for claiming the third installment only under the schemeForm 1-A, Form 1-CEarly registration of pregnancy within 150 days from the date of LMPChild Birth RegistrationChild has received first cycle of BCG, OPV, DPT and Hepatitis-B or its equivalent/ substitute.
Beneficiary who has not claimed the first and second installment under the scheme and applies directly for claiming second and third installment together under the schemeForm 1-A, Form 1-B, Form 1-CAt least one ANCChild Birth RegistrationChild has received first cycle of BCG, OPV, DPT and Hepatitis-B or its equivalent/ substitute.
Beneficiary has not claimed the first and second installment under the scheme and applies directly for claiming first, second and third installment together under the schemeForm 1-A, Form 1-B, Form 1-CEarly registration of pregnancy within 150 days from the date of LMPAt least one ANCChild Birth RegistrationChild has received first cycle of BCG, OPV, DPT and Hepatitis-B or its equivalent/ substitute.

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