What is a good return on a stock? The main factor to be considered in order to determine a good return is the risk level, for example investing in penny stocks is a high risk of loosing the investment but...

Are investment clubs a good idea? Investment clubs are formed when a group of individuals collectively pool their money to invest it. All the members of the group share the benefits of the investments. With collective investments, comes lower transaction...

What does net present value mean? Net Present Value is a measurement for series of cash flows within a specific period of time as it concludes the difference between present value cash inflows and cash outflows. It is used by...

Can we download the PAN card online on NSDL? PAN applicants can download their e-PANs directly through UTIIYSL's website, this option is available only for those who applied for fresh PAN or the most recent update and must have linked...

What is the difference between gross income and net income? In simple terms, gross income is the total amount that a person earns before reducing any of the liabilities. The net income is arrived at after reducing the liabilities from...

What are examples of government securities? Government securities are generally an investment product offered by the government. it can be in the form of treasury notes, bills or bonds, TIPS or a saving bond. this kind of securities usually offers...

What is the central bank and its functions? The Central Bank in India is a national authority. It is responsible for managing inflation, conducting monetary policy, and maintaining the financial and economic stability of the country. Moreover, It controls the...

What are the pros and cons of a money market account? The pros of a money market account are the higher interest income in comparison to a saving account as well as the ease of access. The ease of access...