Anjana Dhand

Anjana Dhand is a Chartered Accountant who brings over 5 years of experience and a stronghold on finance and income tax. She is a writer by day and reader by night. You can find her churning content at express speed. She is on a mission to stamp out unawareness and uncomplicate boring personal finance blogs to sparkle. Anjana believes in the power of education in making a smart financial decision.

income tax slabs

Income Tax Rates FY 2022-23

Budget Feb 1, 2023 (Income tax slab updates)1) Income tax exemption limit increased from Rs 2.5 lakh to Rs 3 lakh2) Tax Rebate under section 87A increased from Rs 5 lakh to Rs 7 lakh3) Going forward, the new income...

nps calculator

NPS Calculator

NPS Calculators by Banks SBI NPS CalculatorHDFC NPS CalculatorICICI NPS Calculator What is an NPS Calculator in India? NPS calculator is a tool that allows an investor to get an estimate of the wealth gained, maturity amount of the entire...

investment options

Investment Options in India

What are Investment Options? Investment happens when you buy certain assets in the expectation of earning a certain growth rate in a defined time period. The returns are generated when the value of assets grows. In simple terms, the assets...

difference between elss fund vs equity funds

ELSS vs Equity Mutual Fund

While both are equity mutual funds what is the difference between ELSS and Equity Mutual Fund. So, what is exactly the difference between these 2 investments. To start with we know that both are equity oriented mutual funds. Equity mutual...

best mutual funds for lumpsum investment

Best Mutual Funds for Lumpsum Investment

An investor can invest in mutual funds in 2 ways either by investing a lump sum amount or through a Systematic Investment Plan (SIP). In a lump sum Mutual Fund investment, an investor invests once and the amount remains invested...

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Income on Profits from Business Or Profession

What is the Meaning of Income From Business and Profession? As per section 2(13) of the Income Tax Act, a business includes any trade, commerce or manufacture or any adventure or concern like trade, commerce or manufacture. The term profession...

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Varishtha Pension Bima Yojana in India

What is the Varishtha Pension Bima Yojana? During the NDA government's last time in office, the Varishtha Pension Bima Yojana (VPBY) was created as a pension program for senior persons. A total of 3.16 lakh annuitants will benefit from the...

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GST Impact on Mutual Funds

What is GST (Goods and Service Tax) in India? GST is an indirect tax which is rolled out by the government in India with effect from 1st July 2017. GST in the State of Jammu and Kashmir with its own...