Anjana Dhand

Anjana Dhand is a Chartered Accountant who brings over 5 years of experience and a stronghold on finance and income tax. She is a writer by day and reader by night. You can find her churning content at express speed. She is on a mission to stamp out unawareness and uncomplicate boring personal finance blogs to sparkle. Anjana believes in the power of education in making a smart financial decision.


Currency Derivatives in India

What are Currency Derivatives? Derivatives are instruments that derive their value from the underlying assets. An equity derivative will derive its value from stocks and securities. Furthermore, it is a contract that parties enter into with a specific date for...


Free Float Market Capitalization

What is Market Capitalization? Market capitalization is also known as market cap. It is a method or a term to describe the current share price and the total number of outstanding shares against its market worth. It is one of...


Tax Saving Bonds

While every taxpayer wants to reduce their tax burden, not every investor is comfortable with the risk associated with other tax saving investment options.  Hence, developed a wide range of investment plans, schemes, bonds, and other products to ensure that...


Liberalised Remittance Scheme (LRS)

What is the Liberalised Remittance Scheme (LRS)? The Liberalised Remittance Scheme (LRS) enables residents of India to transmit up to USD 2,50,000 or its equivalent overseas every Financial Year (April-March). LRS allows you to spend money abroad on things such...


What is India VIX?

The India VIX is a volatility index. It is based on the NIFTY index option prices. The best bid and ask quotes of the out-of-the-money near- and mid-month NIFTY option contracts are used to calculate the India VIX. It shows...

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Funds From Operations

What is Funds From Operations (FFO)? As the name suggests, Funds From Operations (FFO) is the fund or cash generated from the operating activities of the business. The operating activities mean the core business activities. These cash flows exclude activities...

perquisites in income tax

Perquisites in Income Tax

What are Perquisites in Income Tax? Perquisites in Income Tax are any excess benefit or advantage given to an employee by their employer in addition to the basic wages or salaries. These benefits usually form a part of the total...


PFRDA Rules & Regulation

What is the PFRDA? On September 19, 2013, the Pension Fund Regulatory & Development Authority Act was passed, and it was notified on February 1, 2014. Employees of the Government of India, State Governments, as well as employees of private...