Personal Finance Articles

What is a balance sheet? A balance sheet is a statement of assets, liabilities and capital of an organisation as on a particular date. In short, it shows what a company owns and owes. Additionally, it shows the amount invested...

Which city in India has the lowest cost of living? With work from home becoming a new factor, shifting to new places to save up on living costs is being considered as an option. While people in Mumbai usually complain...

The P/E ratio and P/B ratio are widely used financial metrics for analyzing a company's valuation. Both the ratios are relative valuation metrics that help one understand the company's financial health compared to its peers and the industry. P/E ratio...

Aadhaar has become an important identity document for Indian citizens in recent years. The central government is integrating the Aadhaar URN into several government initiatives to guarantee that only qualified persons benefit from the schemes. To benefit from all of...

Initial Public Offering (IPO) is an excellent way for investors to participate in the company's growth. It is the first time the company sells its shares to the public, and you can subscribe to it. The process for applying for...

Insurance companies cannot reject claims made on policies over three years. According to the Insurance Laws (Amendment) Act 2015 Section 45 no claim can be repudiated (rejected) after 3 years of the policy being in force even if the fraud...

Financial literacy is the ability to manage one's money. The goal of financial literacy is to help in understanding financial concepts that will help them to manage their money better. It is a life skill that one must grasp for...

Every company needs funds to run its business operations. Most of the companies raise capital by issuing shares in public. However, it is not feasible for all companies which are not ready to go public. Especially new establishments. There is...