Personal Finance Articles

Public Provident Fund (PPF) is a government-backed savings scheme in India. It guarantees returns over a long time horizon and also provides tax benefits. The scheme has a maturity period of 15 years after which you can withdraw funds from...

Initial Public Offer (IPO) is when a company's shares are offered to the public for the first time. Companies go for an IPO to raise money for many reasons. For example, to fund business operations as an exit strategy for...

Meaning of Yield Curve The yield curve is a graphical representation of interest rates of different bonds having similar credit quality but different maturities. The x-axis represents the maturity, and the y-axis represents the interest rates. It tells how much...

What is XIRR? XIRR or extended internal rate of return is a measure of return which is used when multiple investments have been made at different points of time in a financial instrument like mutual funds. It is a single...

Gold in its purest form is yellow in color however as an alloy it is available as White Gold and Rose Gold too. Pure gold is 24 Karats, but it is soft, so other metals are added to it to...

The advent of digital technologies has transformed everything around us including our investments. In this digital age, it is essential to have a Demat account for holding securities. However, your Demat account does not allow you to transact with them....

What is SME IPO? SME IPO refers to the initial public offering of small and medium-sized businesses. Instead of pitching to an individual and institutional investor for funds, SMEs can directly tap into the public markets and gain substantial liquidity...

What is Shelf Prospectus? To raise funds from the public, a company must file a prospectus with SEBI or the Securities and Exchanges Commission of India. If the company wishes to conduct an initial public offering, it must submit a...