Personal Finance Articles

portfolio diversification

Portfolio Diversification

Every investor invests in different financial instruments across asset classes with different levels of return. Every instrument has a certain level of risk associated with it, and investors also have a certain risk tolerance level. Thus, diversifying your assets is...

pnb savings account interest rate

PNB Savings Account Interest Rates

Punjab National Bank offers different types of savings accounts for different types of investor needs. All the PNB Savings Accounts offer an interest of 3%. PNB offers net banking and also mobile banking facilities. It also allows investors to choose...

Perpetual Bonds

There are multiple investment options available for investors in the market. Investors can choose from different asset markets and invest their capital based on their understanding of risk and expectations of return after a particular time. Debt instruments are among the...

Partially Convertible Debentures

Generally, companies issue debentures to raise capital from the public as a loan for their business functions. There are different types of debentures that a company can issue. A convertible debenture is one among them, where the debentures holders can...

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P/E vs P/B Ratio

The P/E ratio and P/B ratio are widely used financial metrics for analyzing a company's valuation. Both the ratios are relative valuation metrics that help one understand the company's financial health compared to its peers and the industry. P/E ratio...

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OTC Derivatives

A derivative is a financial instrument that derives its price based on one or more underlying assets. A price change in the underlying assets directly impacts a derivative's market value. Such underlying assets include stocks, bonds, commodities, currencies, interest rates,...

What is Option Trading?

 Option Trading

What is Options Trading? Options are contracts that give the buyer the right, but not the obligation, to buy or sell the underlying asset at a specific price on a specific date. They are called derivatives because they derive their...

operating margin ratio

Operating Profit Ratio

What is Operating Profit Ratio? The operating profit ratio is the amount of money a company makes from its operations. It demonstrates the financial sustainability of a company's basic operations prior to any financial or tax-related repercussions. As a result,...