Personal Finance Articles

India is home to the largest debt market in Asia. The Indian debt market attracts investments from all over the world by giving guaranteed returns. It’s no surprise that even non-resident Indians (NRI) who prefer investing in real estate are...

A Non-Resident Indian (NRI) account can be opened by an NRI or PIO with any authorized bank in India. In India, there are three types of NRI accounts, namely, NRE account, NRO account, and FCNR account. This article covers NRI...

Non-Resident External (NRE) account is a bank account for NRIs to transfer their foreign currency earnings to India. This account is very liquid, and all deposits are fully and freely repatriable to the NRIs country of residence. Moreover, the interest...

What is a Non Performing Assets? Non Performing Asset (NPA) refers to the classification used by financial institutions for loans and advances that are in default or in arrears. A loan is in arrears when the principal is due, or...

Debentures are long term debt instruments that the company issues to raise capital from investors. They carry a fixed interest rate for a specific period. A company can issue different types of debenture, namely convertible and non convertible debentures. Convertible...

Nifty BeEs is an exchange-traded fund that replicates the S&P CNX Nifty Index. It is the first ETF introduced by the benchmark in 2002 January. It trades on the National Stock Exchange and hence can be bought or sold in...

What does net present value mean? Net Present Value is a measurement for series of cash flows within a specific period of time as it concludes the difference between present value cash inflows and cash outflows. It is used by...

What is NSE? The National Stock Exchange (NSE) is the leading stock exchange in India, headquartered in Mumbai, Maharashtra. It was incorporated in the year 1992 as the first dematerialised electronic stock exchange in the country. An assembly of leading...