Personal Finance Articles

Meaning of Registered Investment Advisor (RIA) Registered Investment Advisor (RIA) is a person or an organization who gives investment advice to individuals. RIAs have a fiduciary duty towards their clients to give financial advice in the best interest of their...

What is Redemption of Debentures? Redemption of debentures refers to the re-payment of debt that the company raised in the form of debentures. The company issues debentures which have fixed maturity date. At the time of maturity, the company repays...

What is a redeemable security? Redeemable security is the one which can be liquidated into cash by the issuer at investor's request. The most common redeemable security available in the market is the open-ended mutual fund. Any open-ended mutual fund...

What is a Redeemable Debenture? A debenture is a debt instrument that a company uses to raise capital by borrowing money from the public. A redeemable debenture issue is a legal certificate that mentions the investor's investment amount, interest payment,...

What is Red Herring Prospectus? As per the Securities and Exchange Board of India’s (SEBI) mandate, all companies going public (for an initial public offering (IPO)) must disclose certain facts regarding their business, finances, promoters, risks, the objective of IPO...

What is a Record Date? Whenever the company declares dividends, it sets particular dates. The record date is the date on which the company determines which shareholders are eligible to receive the company’s dividends. This is also known as the...

The Reserve Bank of India in its bimonthly meeting in February 2019 has cut the benchmark policy rate by 25 basis points and is currently at 6.25%. With this rate cut, the central bank has changed its stance to ‘neutral’...

What is the rate of return mean? Rate of Return means the percentage of gain or loss on an investment compared to the principal amount in the beginning of the investment. It can be related to a specific period of...