HDFC Mutual Fund manages assets worth 781518 crores and was set up on 1999-12-10. Its current offering of mutual fund schemes includes 976 debt, 102 equity, 86 hybrid, 81 other, 8 solution oriented funds. The company is led by its CEO Navneet Munot.
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Fund Name | Scripbox Opinion | Till Date CAGR | |
---|---|---|---|
6.945% | 7.879% | ||
5.915% | 6.032% | ||
6.083% | 7.712% | ||
6.576% | 8.07% | ||
6.771% | 8.825% | ||
6.541% | 6.553% | ||
6.731% | 7.703% | ||
6.522% | 8.2% | ||
6.36% | 6.817% | ||
6.308% | 8.003% | ||
6.523% | 7.847% | ||
6.667% | 7.317% | ||
6.229% | 7.307% | ||
6.483% | 8.141% | ||
- | 8.106% | ||
- | 7.906% | ||
6.817% | 6.386% | ||
- | 9.902% | ||
- | 7.683% | ||
- | 7.699% |
Stability, growth & quality in your portfolio, with pre-selected debt funds at Scripbox.
HDFC Debt Funds are less volatile in comparison to equity funds because they invest predominantly in fixed income instruments. Investors who traditionally invest in fixed deposits, recurring deposits and parking funds in savings accounts can consider investing in HDFC Debt Mutual Funds. These schemes are less volatile and can potentially deliver higher returns than other traditional investment instruments. However, investors must pick debt funds based on their financial goals. Also, HDFC Debt Funds are highly liquid, where investors can park their emergency or surplus funds for a shorter duration (usually less than 12 months). Moreover, many investors consider HDFC debt schemes as a measure to diversify a portfolio across asset classes.
Recommended: Here You Can Find the Best Debt Mutual Funds to invest in 2022
Recommended: To learn the difference between debt fund and fixed deposit
The following table shows the taxation of HDFC Debt Mutual Funds for investments made till March 31st 2023 –
Short Term Capital Gains (STCG) | Long Term Capital Gains (LTCG) | |
Holding Period | If holding period is less than 36 months | If holding period is more than 36 months |
Taxation | Capital gains are taxable as per investor’s income tax slab rates. The STCG is added to the gross total income for the financial year. | Capital gains are taxable at a rate of 20% with indexation benefit. |
For investments in debt mutual funds from April 1st 2023, the capital gains will be taxable as the investor’s Income Tax Slab rate. As per the Finance Bill 2023, debt mutual funds will no longer have the LTCG benefit.
Recommended: To visit and learn more about Tax on Mutual Funds