HDFC Mutual Funds

HDFC Banking and PSU Debt Fund Direct Plan Growth

₹ 23.55

NAV (Apr 04)

7.102%
3 Year CAGR
Scripbox Opinion
not-recommended
Top Ranked
These are the top-ranked funds within banking and psu mutual funds.Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

Consistency of Credit quality

Satisfactory

The performance of the fund on a Consistency of Credit Quality metric has been Satisfactory

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Scheme Information

Investment Objective

The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.

Expense Ratio
0.39 %
Launched 11Y ago
2014-03-26
AUM in Crores
5836.8
ISIN
INF179KA1IZ7
Lock-in (days)
No Lock-in
Benchmark
Nifty Banking & PSU Debt Index A-II
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation
1
Beta
2
Sharpe Ratio
0.3
YTM
-
asset-allocation

Asset allocation and Holdings

Last updated on 2025-03-12

Top Debt Holdings

GOI

5.02%
5.02%

Indian Railway Finance Corporation Ltd.

4.62%
4.62%

Small Industries Devp. Bank of India Ltd.

3.76%
3.76%

GOI

3.67%
3.67%

Indian Railway Finance Corporation Ltd.

3.37%
3.37%
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Frequently Asked Questions

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