Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

weekly sip

SIP Quarterly Vs Monthly Vs Weekly,

We’re sure you know what a systematic investment plan or an SIP is by now. There has been a lot of talk about SIPs in the world of mutual fund investments. They have been heralded as the best way to...

types of sip

7 Types of Systematic Investment Plan

A systematic Investment Plan (SIP) is a mode of investing in mutual funds. To invest in mutual funds, one can choose either the lump sum investment route or the SIP route. In SIP, investors can invest in mutual funds at...

sip vs lumpsum

SIP vs Lumpsum – Which is Better Investment Strategy

We all have been hearing this question for a long time now. It isn’t easy to pick one. Each one has its own benefits. The main difference between SIP and lump sum mutual fund is the cash flows. One invests...


Public Provident Fund – All About PPF

The Public Provident Fund PPF was a scheme launched in 1968 by the National Savings Institute. It is one of the savings schemes offered by the post office. The government backs PPF; hence returns are guaranteed. Public Provident Fund (PPF)DetailsInterest...

dsp blackrock

DSP BlackRock

Is it good to invest in DSP BlackRock? DSP mutual fund is a joint venture between a 150-year old Indian financial firm DSP and Blackrock, an American Investment firm. However, in 2018, DSP purchased back its 40% share from DSP...

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financial planning for maternity leave

Financial Planning for Maternity Leave

Maternity period is a wonderful phase in a woman’s life. One has to be prepared physically, emotionally and financially for it. Whether it’s a planned pregnancy, medically coaxed one, or a total surprise, one thing remains identical. Your life will...

zero coupon bonds

What is a Zero Coupon Bond?

Zero coupon bonds are fixed income securities that don't pay any interest. At the time of maturity, the investor is paid the face value or par value. These bonds come with 10-15 years maturity. Hence, they trade at a deep...


Financial Planning for Millennials 2023

Generation Y or popularly known as Millennials, are the best example for the right place and right time. Having born during 1977-1995, they are in the generation where the start-up economy is budding, and the markets and financial assets are...