Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

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Savings Account Interest Rate

Best Savings Account Interest Rates for All Banks The following table lists the interest rates on savings account for different banks: 10 Best Banks for Savings Accounts in The savings account is the basic type of account that allows people...


Public Provident Fund – All About PPF

The Public Provident Fund PPF was a scheme launched in 1968 by the National Savings Institute. It is one of the savings schemes offered by the post office. The government backs PPF; hence returns are guaranteed. Public Provident Fund (PPF)DetailsInterest...

physical gold vs sovereign gold bond

Sovereign Gold Bond vs Physical Gold

Gold is an asset that not only adds value to an investment portfolio but also helps in its diversification. Financial experts suggest that an investment portfolio should have at least 10%-20% of assets invested in gold. The main reason for...

pf balance check

PF Balance Check

Employee Provident Fund (EPF) is an initiative of the Government of India to encourage savings among Indians. Both employer and employee make equal contribution to the EPF scheme. One can redeem the balance in the EPF account upon retirement, unemployment...

pension policy

Pension Policy

What is a Pension Policy? Pension policy or a pension plan is a financial product that aims to provide financial independence, stability, and security to retired residents and senior citizens. All pension policies have a predetermined and common goal of...

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pension act

Pension Act

What is the pension rule in India? The pension rules in India are administered by the Department of Pension and Pensioner’s Welfare. The pension rules cover the following acts and provisions. Central Civil Services (Pension) Rules, 1972The Pensions Act, 1871Central...

pan card download

How to Download PAN Card Online?

A Permanent Account Number or PAN is a 10-digit unique alphanumeric code assigned to each individual by the Income Tax Department in India. PAN Card allows individuals to carry out financial transactions and pay tax in India. It also helps...

npv vs irr

NPV vs IRR – What is the Difference Between NPV and IRR?

Net Present Value (NPV) is a capital budgeting technique used to determine an investment's profitability. Internal Rate of Return (IRR) is a financial metric that estimates the return from an investment. Though both NPV vs IRR determine how profitable an...