Employee Provident Fund (EPF) is an initiative of the Government of India to encourage savings among Indians. Both employer and employee make equal contribution to the EPF scheme. One can redeem the balance in the EPF account upon retirement, unemployment...

The National Pension System (NPS) is a Government of India initiative to encourage retirement savings. To apply for NPS, one has to fill in various forms, and there might be a chance of error while filling in the subscriber's personal...

Best Savings Account Interest Rates for All Banks The following table lists the interest rates on savings account for different banks: 10 Best Banks for Savings Accounts in The savings account is the basic type of account that allows people...

A Permanent Account Number or PAN is a 10-digit unique alphanumeric code assigned to each individual by the Income Tax Department in India. PAN Card allows individuals to carry out financial transactions and pay tax in India. It also helps...

What is Compound Annual Growth Rate (CAGR)? CAGR stands for compounded annual growth rate. It measures an investment's annual growth rate while taking into consideration the reinvested profits. In other words, CAGR is the rate at which an investment grows...

Is it good to invest in DSP BlackRock? DSP mutual fund is a joint venture between a 150-year old Indian financial firm DSP and Blackrock, an American Investment firm. However, in 2018, DSP purchased back its 40% share from DSP...

Attention mutual fund investors! Is your SIP returns negative? Do you know how to deal with loss making SIPs? Have you started investing in mid-caps and small-caps after looking the high returns they gave in 2017? The nifty midcap index...

A Loan Against Mutual Funds is a better alternative to liquidating your mutual fund investments. This way, you can increase the value of your investments and raise funds quickly. This loan gives you the best of both worlds - your...