When we see our money grow all of us feel joy and the next thing we feel is an impulse to act to protect the growth. It’s a natural human reaction. So when should you withdraw your money?

If you withdraw from your equity MF units after 12 months, you will not be taxed. If you withdraw from your debt funds before 3 years, the profit on the withdrawn units will be taxed at the rate for your income slab.

There are lots of misconceptions about expense ratio of a mutual fund. Some investors think it is a one time charge, others think it’s like a tax on their returns. It is useful to understand how it works.

Parents approaching retirement? 5 things you can help them with. It’s easy to keep deferring this conversation but the sooner you do this, the better it will be for your parents. The planning will not only give them some peace of mind, but also some clarity and comfort to you and your siblings.

The Union Budget 2017, was released last week, but in my view, it is a good time to evaluate your own budget.

What are the things your family needs to know? Here’s a list you can get started with. You may have more depending on your specific situations.

Having a reasonable expectation of returns is the most important principle of successful investing. It helps you choose the right investment options and stay the course with your decisions.

Yes, you read that right! A crore of rupees and that too by ‘saving.’ Everyone will tell you that you can’t save a crore – you must make it by doing some sort of business. Or, as several commenters, on our twitter stream and blog believe – by wrongful means. The disbelief is not unreasonable. After all, only a mere 0.3% or one third of one percent of Indians – can lay claim to having more than 60 lakhs in total assets (and not in financial assets but a mix of real estate, gold and financial assets).