Everyone is worried about the state of the markets. It’s difficult to watch your investments reduce in value.

If you are unsure what the term “cap” has to do with mutual funds, don’t worry. Here’s a simple guide to understanding the whole thing.

The most common metaphor for diversification is not having all your eggs in one basket. The portfolio theory definition of it is slightly different.

Most of us associate financial freedom with not needing a job. But while a complete retirement may be a few years away, here are nine levels of progress that you can measure yourself against.

Don’t act impulsively every time you see a gain or a loss.

Before you make that next big purchase, ask yourself if it is really going to add any real value to your life?

All of us understand the benefits of saving and managing our money better. It seems simple enough – put aside a small amount every month as savings. Yet many of us find it hard to save and our expenses leave us struggling at the end of every month.

Just the way your salary is taxed as per the income tax slab rates, the gains you make from your mutual fund investments are also taxed but the rules are different. Let’s look at how different types of mutual funds (MF) are taxed depending on the holding period.