Personal Finance Articles

Which city in India has the lowest cost of living? With work from home becoming a new factor, shifting to new places to save up on living costs is being considered as an option. While people in Mumbai usually complain...

What are Convertible Securities? Convertible securities are financial instruments that can change from one form to another. In other words, they are securities that can be converted into equity shares at the time of maturity. The holder has the option...

A company issues debentures to raise capital from the public as a loan. A company can issue any type of debenture based on its requirement. A convertible debenture is one among them, which is a hybrid debt instrument that strikes...

A company issues bonds to raise capital from the public as a loan. A company can issue any bond based on its requirement. A convertible bond is one among them, which is a hybrid debt instrument that strikes a balance...

What is Contingency Fund? A contingency fund is a fund created to protect yourself and your family in case of contingencies or emergencies. It could be a medical emergency, unavoidable home repairs, a sudden loss of employment, a salary cut,...

How Does Compounding works? https://youtu.be/QQf7w4Urd3M Which is better compounded daily or annually? Compounding means earning interest on interest. It doesn't matter when the investor receives the interest. However, the number of compounding periods do make a difference. The more the...

What are Common Stocks? Common stock, also known as ordinary shares or common shares, is a security that reflects the investor's ownership of a company. Holding this stock offers investors the power to elect the company's board of directors and...

A commodity index is an alternative investment vehicle that tracks the prices and returns on investment of a basket of commodities. It tracks currencies, agri commodities, energy products, precious metals, industrial metals, etc. The value of the index depends on...