Personal Finance Articles

current price

Understanding the Current Price and its Types in Different Markets

In terms of finance, the current price is the last traded price of a financial security. It is the most reliable indicator of a security's current value. The current price of a security depends on the demand and supply forces....

fair market value

Fair Market Value (FMV)

What is the Fair Market Value? Fair market value FMV is the price at which one can purchase an asset under normal market conditions. The fair market value represents the accurate valuation of asset under the following conditions: Both the...

financial literacy

What is Financial Literacy? Why is it important?

Financial literacy is the ability to manage one's money. The goal of financial literacy is to help in understanding financial concepts that will help them to manage their money better. It is a life skill that one must grasp for...

credit rating

Know all about Credit Rating in India

Credit rating is an analysis of an organisation's creditworthiness and credit quality. A credit rating agency performs a detailed analysis of financial instruments of an entity. The rating scales range from AAA to D based on how safe the instruments...

treasury bills

Treasury Bills

The Government of India needs money to meet its financial obligations. They approach the general public to raise funds. The funds can be raised by offering different financial instruments. Treasury bill is one such money market instrument that the government...

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Plan Your Retirement

Retirement Planning

Retirement planning is an essential part of financial planning. An increase in average life expectancy increases the need for retirement planning. Planning  for retirement not only ensures an additional source of income but also helps in dealing with medical emergencies,...

wealth creation

Wealth Creation – Meaning, Importance and Investment Plans

What is wealth creation? Wealth creation is the process of investing in different asset classes where the investments will help in fulfilling  key needs. These investments should also be self-contained that can generate a stable source of income, helping one...

what is sensex

Sensex- Meaning, Calculation and types of indices

Introduction We constantly come across in the news that Sensex has soared. Or the market has fallen, causing fear in the mind of investors. Sensex shot up by 500 points. But what exactly do market and Sensex mean? Why is...