Personal Finance Articles

best way to buy gold

Dhanteras 2022

People are looking forward to the auspicious occasion of Dhanteras to invest in Gold and other precious metals as the festive season begins this year. The Dhanteras will be celebrated on October 22nd and 23rd, 2022, while Diwali will be...

defensive stocks

Defensive Stocks

What are Defensive Stocks?  Defensive stocks provide constant dividends and steady earnings to shareholders irrespective of how the market is performing. These companies are called defensive stocks because they showcase consistent demand for their products, making their stock stable during...

Debt to Asset Ratio

What is Debt to Asset Ratio? The debt to asset ratio shows what percentage of a company's assets are financed by debt rather than equity. The ratio is used to assess a company's financial risk. It essentially depicts how a...

Debt to Equity Ratio

What is Debt to Equity Ratio? The debt to equity ratio compares a company's total debt to its total equity to determine the riskiness of its financial structure. The ratio displays the proportions of debt and equity financing used by...

debit card vs credit card

When to Choose a Debit Card vs a Credit Card

There is no right or wrong answer when the question is to choose between a credit or debit card. All that matters is whether you have understood the pros and cons of each. Most of the millennials are opting for...

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cyclical stocks

Cyclical Stocks: Understanding and Investing in Industries Sensitive to Economic Cycles

The economy moves in a cycle and has four stages: expansion, peak, contraction, and trough. In the expansion phase, the economy grows rapidly until it reaches the peak stage. Then it slows down in the contraction stage and hits the...

current yield

Current Yield

The current yield is the return investors can expect from a bond investment in the next year. Using this, one can tell whether the bond trades at a discount or premium.  What is Current Yield? Current yield is a measure...

current price

Understanding the Current Price and its Types in Different Markets

In terms of finance, the current price is the last traded price of a financial security. It is the most reliable indicator of a security's current value. The current price of a security depends on the demand and supply forces....