Personal Finance Articles

kotak savings account interest rate

Kotak Bank Savings Account Interest Rates: All You Need to Know

Kotak Mahindra Bank offers an entire range of savings account for different types of investors. All the Kotak Bank Savings Accounts have an interest in the range of 3.5%-4%. Also, Kotak Mahindra Bank offers net banking and mobile banking facilities...

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Key things to consider before investing in real estate

This article was first published on Moneycontrol For the last few years, the sales in the Indian residential market has been plummeting. There is a supply glut in most large markets in the country. Despite an improvement in the sales and supply...

is bitcoin a bubble

Is Bitcoin a Bubble or should you Invest?

Should you invest in Bitcoin or control your urge? That’s a million dollar question today. Battle lines are drawn between Bitcoin fans and critics making this a tough one to conclude. In this short read, we look at Bitcoin movements,...

is 5 crore enough for retirement planning

Retirement Planning for Rs 5 Crore

Is it possible to retire with a corpus of Rs 5 crore at the time of retirement? Well, it depends on your age, expenses, lifestyle after retirement and how much are you willing to contribute to retirement at that age....

Irredeemable debentures

Irredeemable Debentures

What is Irredeemable Debentures? Irredeemable debentures are a type of debenture that cannot be redeemed during the lifetime of the company. Investors can only redeem if the company is winding up. The debenture holders enjoy an interest in these instruments...

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ipo process in india

IPO Process in India

As an investor, if you want to invest in equities, you will also look for opportunities in upcoming IPOs. But do you know the IPO Process in India? It is essential to know the IPO process, which will help you...

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InvITs –  Infrastructure Investment Trusts

What are InvITs? InvITs or infrastructure investment trusts are collective investment vehicles similar to mutual funds. They pool money from individual and institutional investors and invest in infrastructure projects or assets such as roads, power plants, and pipelines. The investors...

investment policy statement

What is Investment Policy Statement

Investment Policy Statement is a document that is drafted between an individual investor and financial advisor. Creating an investment policy statement is a great practice. Also, it is a keystone for the holistic wealth management process. This tool is used...