Personal Finance Articles

What is Market Capitalization? There are multiple criteria that investors have to look into before investing in any company. And one of them is market capitalization. Market capitalization refers to the total market value of the shares of a listed...

The prices of most stocks change every minute, or sometimes every second. The last traded price in the share market is the price at which the last trade happened.  What is LTP in Share Market? The entire concept of LTP...

As of , the home loan interest rates are in the range of 8.40% p.a. to 10.15% p.a. for top leading banks in India. The interest rates are subject to frequent changes and vary based on several factors, including tenure,...

What is Liquidity Trap? In economics, liquidity means a state of having more cash. While liquidity trap means a situation where too much cash circulating in the economy becomes a problem. Here, cash does not mean physical cash. It refers...

What is Liquidity Ratio? Liquidity ratios are accounting indicators of a company's capacity to meet short-term obligations. Prospective creditors and lenders frequently use liquidity ratios to determine whether or not to extend credit to businesses. These ratios compare the amount...

What is the Liberalised Remittance Scheme (LRS)? The Liberalised Remittance Scheme (LRS) enables residents of India to transmit up to USD 2,50,000 or its equivalent overseas every Financial Year (April-March). LRS allows you to spend money abroad on things such...

What are Large Cap Stocks? Large cap stocks are shares of companies whose market capitalisation is more than INR 20,000 crore. These companies are known to be more stable than mid-cap companies or small-cap companies. Furthermore, their track record and...

Kotak Mahindra Bank offers an entire range of savings account for different types of investors. All the Kotak Bank Savings Accounts have an interest in the range of 3.5%-4%. Also, Kotak Mahindra Bank offers net banking and mobile banking facilities...