Personal Finance Articles

Introduction Financial literacy is the ability to manage one's money. The goal of financial literacy is to help in understanding financial concepts that will help them to manage their money better. It is a life skill that one must grasp...

Credit rating is an analysis of an organisation's creditworthiness and credit quality. A credit rating agency performs a detailed analysis of financial instruments of an entity. The rating scales range from AAA to D based on how safe the instruments...

The Government of India needs money to meet its financial obligations. They approach the general public to raise funds. The funds can be raised by offering different financial instruments. Treasury bill is one such money market instrument that the government...

Retirement planning is an essential part of financial planning. An increase in average life expectancy increases the need for retirement planning. Planning  for retirement not only ensures an additional source of income but also helps in dealing with medical emergencies,...

What is wealth creation? Wealth creation is the process of investing in different asset classes where the investments will help in fulfilling  key needs. These investments should also be self-contained that can generate a stable source of income, helping one...

Introduction We constantly come across in the news that Sensex has soared. Or the market has fallen, causing fear in the mind of investors. Sensex shot up by 500 points. But what exactly do market and Sensex mean? Why is...

Financial advisors are experts in managing the money of an individual. Right from devising an emergency fund plan to constructing complex investment portfolios, they do it all. They also play the role of educators by educating their clients about the...

What do you mean by the underwriter? An underwriter is a party or a risk expert who evaluates the risk or creditworthiness of another party. He also assumes or guarantees the creditworthiness of the other party in exchange for a...