Personal Finance Guide

eft payment

EFT Payment in India

Every transaction starts with someone giving money to another one. In the pre-pandemic times, e-commerce was on the rise. With the COVID-19 outbreak, digital payment adoption has accelerated. It has become the most popular way of transacting today and will...

digital gold vs physical gold

Digital Gold vs Physical Gold

Gold is a go-to investment for Indians. Be it gold jewellery, gold coins, or biscuits, gold is consumed in every form. Every auspicious occasion is marked with the purchase of gold. With the entire world moving towards digitalization, gold in...

digital gold vs gold etf

Digital Gold vs Gold ETF

In India, gold is a go-to investment for most, and every auspicious occasion is marked with the purchase of gold. However, it comes with a risk of security and additional costs and charges. In this new era, you can purchase...

difference between capital expenditure and revenue expenditure

Differences Between Capital Expenditure and Revenue Expenditure

The major difference between capital expenditure and revenue expenditure is that the former is for acquiring and managing fixed assets, while the latter is for managing business operations. What is Capital Expenditure? Capital Expenditure is the company’s fund on fixed...

difference between shares and debentures

Difference Between Shares and Debentures 

There are different ways in which a company, business, legal entity or government can raise capital for different purposes for their operations. In other words, there are distinct forms of capital structure that can be formed by any business based...

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Difference between Primary market and Secondary market

Difference between Primary market and Secondary market

The capital market is a financial system where companies can raise money by issuing shares, bonds, debentures, etc. The primary market is where the securities are created for the first time. While the secondary market is the market dealing in...

difference between futures and options

Difference Between Futures and Options

Futures and options are derivative contracts traded on a stock exchange and derive their value from the underlying asset. Usually, investors use these contracts to make a profit or hedge against the risk related to the underlying asset. Also, these...

difference between future and forward contract

Difference Between Future and Forward Contract

Derivatives trading involves a contract between parties to buy and sell assets at a given price and at a specific time. Companies and investors mainly use derivative contracts to hedge against risks or speculation. Futures and forwards are an example...