​​Floating interest rate refers to the variable interest rate that changes during the duration of the loan/ debt obligation tenure. It is opposite to the fixed interest rate system. The interest rates remain the same for the entire tenure in...

Institutions usually charge a fixed interest rate or a floating interest rate on a home loan, business loan or personal loan. Also, along with the interest rate percentage, it is important to keep a check on the type of interest...

Fixed interest rate on loans refers to the interest rate being the same for the entire duration of the loan tenure. Irrespective of the changes in repo rates by the Reserve Bank of India, the interest rates under the fixed...

What are Fixed Income Instruments? Fixed income instruments or fixed income securities are debt instruments that provide returns in the form of regular or fixed interest payments. Also, there is repayment of the principal amount on the maturity date. Therefore,...

What is Fixed Asset Turnover Ratio? The fixed asset turnover ratio is an efficiency ratio that compares net sales to fixed assets to determine a company's return on investment in fixed assets. The fixed assets include land, building, furniture, plant,...

The Indian Financial System has independent regulators for different sectors. Banking, Insurance, Capital Market, Commodity Market, Pension Fund, are the major financial sectors in India. The regulators are autonomous agencies that are responsible for regulatory and supervisory activities. Each regulatory...

A country needs funds to grow its economy. While approaching domestic sources is one way, approaching international sources is another way. There are two ways a country can get capital through international sources. Namely, Foreign Direct Investment (FDI) and Foreign...

US Stocks markets are driven by investor sentiment. A positive or bullish sentiment would take the market up. On the other hand, a negative or bearish sentiment would lead to the falling of the market. Micro and macro-economic factors often...