Clickable arrow icon In this article
4 Mins

What is Address Proof?

Address proof is a government-issued or legal document that helps verify where you live. Agencies, banks, and authorities require address proof for communication purposes and to find you when necessary.

Criteria for address proof:

  • It should be in your name
  • Should contain the current address
  • It must be issued by a recognized agency and contain the name and logo.

What are the Accepted List of Address Proof?

Here is the list of KYC documents based on the resident status. While sharing the clear colour scanned documents, please make sure that the documents have your e-sign on them.  

For Resident Indian, NRI Mariner & PIO Residents – 

This list is applicable for the customers whose KYC is not processed, on-hold, rejected & incomplete/old KYC.

  • Aadhaar Card
  • Voter ID
  • Passport
  • Driving License

For NRI & PIO non-residents –

This list is applicable for the customers whose KYC is not processed, on-hold, rejected & incomplete/old KYC.

  • Local Government ID
  • Letter Issued by Indian Embassy/Notary Public
  • Passport
  • Driving License
  • Electricity Bill
  • Landline Bill
  • Gas Bill
  • Bank Statement

Due to COVID-19 outbreak, we are facing delays from KYC agencies & mutual fund companies with regards to bank, address and nominees change processes. We recommend you to defer raising these requests for a few weeks.

If we are making a modification to existing KYC, then the below mentioned address proofs are accepted. (Resident Indian, NRI Mariner & PIO Resident)

  • Aadhar Card
  • Driving license
  • Passport
  • Voter ID
  • Landline bill
  • Electricity bill
  • Bank statement
  • Gas bill

Note: 

  • Your phone number and email ID will be verified via OTP.
  • As per the latest regulatory requirement, you will be able to get your KYC registered only when you are physically present in India.

Frequently Asked Questions

Can the proof of identity and proof of address be the same?

Yes, you can use a single document for proof of identity and proof of address. ​​Officially valid documents (OVDs) for KYC purpose include: Aadhaar Card, Passport, NEGRA card driving licence, and voters’ ID card serves as both proof of identity and proof of address. However, PAN card will serve as only proof of identity.  Furthermore, to make the process easy, information such as personal details like name, address, age, gender, etc., and photographs made available from UIDAI as a result of e-KYC process can also be considered as an ‘Officially Valid Document’.

How to get address proof?

There are a wide range of documents that are considered address proof – Aadhaar card, driver’s licence, passport, voter’s ID, etc. You can apply for any. The majority of applications and processes require an Aadhaar card. Thus, getting an Aadhaar card will work as both identity proof and address proof. You can apply for Aadhaar by visiting the nearest UIDAI centre or online.
Furthermore, individuals who are changing locations, they can get update their Aadhaar card by providing rental agreements, utility bills, etc. 

How to change the address in Aadhar card without address proof?

You can change the address in aadhar card without address proof by validation letter. Address validation letter is for individuals who do not have address proof to provide for a change of current address in Aadhaar. 
For this, you need to log in to the UIDAI portal. Under the Update section, select Update demographics. Choose the option update via secret code. Enter the secret code and proceed. Next, you need to upload the ‘Address Pin Issued by UIDAI’ document and submit it. Save the URN number for future reference.
IDFC mutual Fund with 1,18,816 Cr AUM size and 49 funds scheme is now rebranded as Bandhan Mutual Fund effective from 13th March 2023, BFHL will be the new sponsor of all mutual fund schemes.