The start of a new financial year is a time to look forward to salary hikes and, even promotions. This is, actually, a good excuse to review and recharge your financial goals. While planning and goal setting are essential to managing your investments, but they need to be thought through.

Wise parents don’t compare their kids to others. So why do we compare our investment portfolio performance with our peers?

Your ’20s are the age of realization. You’re an adult and slowly start to understand the intricacies of the new responsibilities of your “mature” life. College was all about living in the moment and dancing the weekend away. But it is now that you understand that partying every weekend is not such a good idea both for your health and wallet.

“How’s the market doing? Is it a good time to invest? When will the markets turn?” People believe that there is a strong need to time the market. In our opinion, if you’re asking these questions you are not investing – you are speculating, or worse, gambling.

As a couple, who has just embarked on the ‘married life’ journey, one of the most important topics to discuss and get a common understanding of, is the financial aspect of your lives.

It’s never too early to start planning for your retirement. As the saying goes, you can retire from work, but you needn’t retire from life. Managing your daily expenses and lifestyle desires, like travelling and spending on grand children is a part of what planning your retirement finances can help with.

40 is an age when many have to freeze some important plans around their finances.

The point of talking about loans and EMIs is not to tell you the obvious. We are remarkably comfortable about taking loans but the same can’t be said about investing.