Owning your first house is never easy. However, if you have managed to fully repay your home loan, consider yourself smart and fortunate. Rakesh and Rekha are one such smart couple.

How financial jargon destroys investor confidence and keeps them from investing

It really starts with a commitment to yourself that you will work towards getting yourself out of the debt trap. Having the belief and setting a realistic timeline to get out of the trap is the first real step.