Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

Personal Finance Scripbox

Build Your Savings on This World Savings Day

They say that making money is an art. But savings is one too! Increase your savings so you don’t have to worry about having rainy days. It’s good if you are saving money already, but if you haven’t then kick...

what is xirr

XIRR in Mutual Funds

What is XIRR? XIRR or extended internal rate of return is a measure of return which is used when multiple investments have been made at different points of time in a financial instrument like mutual funds. It is a single...

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Futures and Options (F&O)

Futures and options are derivatives that are traded on the stock exchange and derive their price from the underlying asset. Hedgers, speculators, and arbitrageurs use these contracts to make profits or hedge the risk with the underlying asset. A futures...

travel insurance

Travel Insurance

Dreaming about a vacation, making it a part of your life goals, investing in it, planning the entire trip and counting days until we could go on a dream vacation. Sounds satisfying, doesn’t it? After planning the entire trip and...

sensex and nifty

What is the Difference between Sensex vs Nifty

Sensex and Nifty are market indices that represent the market. They are the benchmarks for the country's stock market trend, development in the industry, and individual investors' portfolios. This article covers in detail Sensex and Nifty, their calculation and the...

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scrip

What is Scrip and How Duty Credit Scrips Works?

What is credit scrip India? Scrip is an alternative or substitute for a legal tender. The term scrip has reference in the Indian Foreign Trade Policy as 'Duty Credit Scrips'. It is one of the export incentives that the government...

Plan Your Retirement

Retirement Planning

Retirement planning is an essential part of financial planning. An increase in average life expectancy increases the need for retirement planning. Planning  for retirement not only ensures an additional source of income but also helps in dealing with medical emergencies,...

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Real Estate Investment Trust (REIT)

What is a Real Estate Investment Trust (REIT)? Real Estate Investment Trusts are similar to mutual funds. They pool money from multiple investors and use that to buy income-generating real estate properties. REITs manage these assets so that they can...