Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

investment advice

Investment Advice

What is the best investment option for beginners? Investing can be quite confusing for beginners. With a wide array of investment options and financial products available, investing often seems taxing. As beginners, there are many things that one should consider...

insurance cover

Insurance Cover – Meaning, Importance and Types

In a world filled with uncertainties, an insurance cover acts as a protection. Insurance is a risk mitigating mechanism that helps restore balance in one's life. Having an insurance cover not only benefits the policyholders by helping lead a stress-free...

Personal Finance Scripbox

What is Home Loan Insurance – Top Plans 2025

Taking loans and being unable to pay them is very common. Home loan is one loan that usually prolongs for a decade and a half or even more. The loan can be defaulted due to many uncertainties like loss of...

hdfc savings account interest rate

HDFC Bank Savings Account Interest Rates and Minimum Balance Requirements

HDFC Bank offers different types of savings accounts. All the HDFC Savings Accounts have an interest in the range of 3%-3.5%. Also, the bank offers investors an array of benefits. Some of the benefits are the nomination facility and ATM...

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Emergency Funds

An emergency can knock on your door anytime. It can be a job loss, or a medical emergency, or even a natural disaster leading to loss of shelter and livelihood. In an emergency, only money can be a saviour. Hence,...

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digital gold

Digital Gold

Gold is a go-to investment for everyone. Every auspicious occasion is marked with purchasing gold. Buying gold coins and biscuits were a common thing. However, they came with the risk of being stolen and additional costs and charges. In this...

debit card vs credit card

When to Choose a Debit Card vs a Credit Card

There is no right or wrong answer when the question is to choose between a credit or debit card. All that matters is whether you have understood the pros and cons of each. Most of the millennials are opting for...

current price

Understanding the Current Price and its Types in Different Markets

In terms of finance, the current price is the last traded price of a financial security. It is the most reliable indicator of a security's current value. The current price of a security depends on the demand and supply forces....