Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

cagr

What is CAGR? Meaning, Formula, and Calculation of CAGR

What is Compound Annual Growth Rate (CAGR)? CAGR stands for compounded annual growth rate. It measures an investment's annual growth rate while taking into consideration the reinvested profits. In other words, CAGR is the rate at which an investment grows...

dividend policy

Dividend Policy – Meaning, Types and Key Difference

Dividend policy is the guideline for dividend distribution drafted by the board of directors of the company. The policy includes parameters for sharing profits with the shareholders. It also includes how often and in which form the dividends are to...

credit score

Credit Score – Meaning, Myths and Calculation Process

A credit score is a measure of one's creditworthiness. A higher credit score indicates a better ability to repay a loan. Additionally, it can get faster loan approvals, cheaper interest rates and better bargaining power. Whereas, a lower score will...

growth funds

Growth Funds – Meaning, Types, Should You Invest?

What are growth funds? Growth funds are a type of mutual funds that invest in growth stocks. Growth funds aim to earn returns through capital appreciation than dividends. These funds majorly invest in companies with good revenue growth and proven...

elss funds portfolio

Portfolio Strategy for ELSS Funds

It’s that time of the year again when we randomly invest in different 80C investments to save tax. But with increased awareness, investments in ELSS funds have increased. But there is the confusion that persists as to how many ELSS...

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gold investment

Investment in Gold

Gold is perhaps the most coveted and desired asset in India. In India, gold investment happens in 4 different ways. The most popular one being in physical form. However, gold mutual funds, gold ETFs, and sovereign gold bonds are gaining...

fund

What are Funds

What is a fund? A fund is formed by pooling money from multiple investors. The fund is a pool of money set aside for a specific purpose. Professionals manage funds and invest the money in financial securities. A fund manager...

yield to maturity

Yield To Maturity (YTM)

Table of contentsWhat is Yield To Maturity (YTM)?Yield To Maturity (YTM) FormulaHow to Calculate Yield To Maturity (YTM)?Why Yield to Maturity Keeps Changing in Debt Funds? What is Yield? Yield is the measure of cash flow of an investment over...