Are mutual funds the right place to park my money for emergencies?
Yes, absolutely! You will be investing in Liquid Mutual Funds. So, your money will not really have down-market risks. After figuring out how big a corpus you need, choose an appropriate investment option. Remember, accessibility of your money (and not...
Is there any lock-in period for debt funds?
No. Debt funds do not have a lock-in period. You have the option to withdraw your money at any time. Please click here to know: “How are debt funds taxed?”
Are debt investments safe from market volatility?
While debt funds are mostly safe investments, there could be minor volatility due to fluctuations in interest rates. Some debt funds react more to these fluctuations than others.
How should one choose between Equity and Debt when it comes to investments?
For short term investments (less than 5 years), choose debt funds and for goals longer than 5 years, choose equity. Some investors may choose debt funds for longer investments as well because they would like more certainty. In that case...
Do debt funds provide guaranteed returns like bank FDs?
No. Debt funds do not guarantee returns. Return from debt funds come with increase in value of the fund and NOT interest income. Historical debt funds’ performance has shown that returns are at par with bank FDs and even better after tax....
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What is the ideal time frame for debt investments?
Debt fund investments are liquid in that you can invest for any amount of time. The ideal time frame is 3-5 years where debt funds provide maximum advantage. For investments longer than 5 years, you could consider Equity funds as...
Why should I invest in debt funds?
Debt funds are an ideal investment option for people who are looking for reasonable returns that match inflation with safety of capital. They are an excellent alternative to FDs because they provide higher post-tax returns, on-demand liquidity and, with careful...
What are the reasons due to which my automated investment instructions could be rejected?
The possible rejection reasons for automated investment instructions are below: Delay in the approval of your banking linking form.‘Funding Error’ - The linked bank account did not have sufficient balance.The bank account is not yet linked with your Scripbox account.Your...