Sannihitha Ponaka

Sannihitha Ponaka is an MBA graduate from Symbiosis and has more than 5 years of experience in the financial sector. Following her dreams in the field of finance, she leverages writing to communicate the importance of investing. Your go-to guide to creating amazing and easily understood investment content. Her forte lies in investment advisory and strategy with expertise in fundamental analysis and research.

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FD Receipt (FDR)

A fixed deposit scheme is a traditional investment that is very popular in India. It is the most sought-after investment as it guarantees returns in the form of interest. Fixed deposits are low-risk investments, and they offer higher returns than...

nominee and legal heir rights

FD Nominee and Legal Heir

Appointing a nominee for investments might seem like a small and optional procedure. However, it has a lot of importance after the death of the investor. Also, it is important to appoint a legal heir and make a will to...

types of banks accounts in india

Types of Bank Accounts: What Are the 10 Account Types?

10 Different Types of Bank Accounts in India Indian banks offer multiple types of accounts for different purposes. Whether one is working, or a student, an entrepreneur, a partnership firm, or an NRI, each one has several options to choose...

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EPF Form 11

EPF Form 11 is a self-declaration form that an employee must fill while joining a new organisation to transfer a PF account automatically. However, the new employer must be covered under the Employees Provident Fund (EPF) scheme as per the...

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How to Fill EPF Form 10D Online: Step-by-Step Instructions

Members of the EPFO are, by default, part of the Employee Pension Scheme (EPS). On retirement, the individual is eligible for a regular pension. To apply for the pension amount, one needs to submit the EPF Form 10D. Therefore, the...

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EPF Form 5: What Is It and How to Fill

EPF Form 5 is an important form for companies that are registered under the Employee Provident Fund Scheme. The main purpose of Form 5 is to inform the Official EPFO Website about new joinees who are eligible for EPF services....

Aadhaar Card Download: How to Download Aadhaar Card Online?

Aadhaar can be both your identification and address proof. Upon successful enrolment, you will receive a hard copy of your Aadhaar Card. However, you can also download the soft copy version of your Aadhaar online. There are multiple avenues from...

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Pradhan Mantri Awas Yojana (PMAY): Eligibility & How to Apply Online

What is PMAY? The Pradhan Mantri Awas Yojana (PMAY) - Urban is a Credit Linked Subsidy Scheme launched by the Government of India on 25th June 2015. Under this Yojana, the Government ensures housing for all in urban areas. The...