The Indian Financial System has independent regulators for different sectors. Banking, Insurance, Capital Market, Commodity Market, Pension Fund, are the major financial sectors in India. The regulators are autonomous agencies that are responsible for regulatory and supervisory activities. Each regulatory...

ICICI Bank offers different savings accounts for different types of investor needs. The ICICI bank savings account interest rate up to 3.0% - 3.50% p.a. The interest computation is on a daily basis however, the payments are on a quarterly...

What are Market Linked Debentures? Market linked debentures (MLDs) are a type of debt instruments that offer returns based on the performance of an underlying market index or instrument. They are issued by companies or financial institutions to raise funds...

What is a balance sheet? A balance sheet is a statement of assets, liabilities and capital of an organisation as on a particular date. In short, it shows what a company owns and owes. Additionally, it shows the amount invested...

Which city in India has the lowest cost of living? With work from home becoming a new factor, shifting to new places to save up on living costs is being considered as an option. While people in Mumbai usually complain...

The P/E ratio and P/B ratio are widely used financial metrics for analyzing a company's valuation. Both the ratios are relative valuation metrics that help one understand the company's financial health compared to its peers and the industry. P/E ratio...

Time Value of Money (TVM) is a financial principle. The value of money held today is worth more than the same amount of money in the future. In simple terms, the value of INR 1,000 was worth more yesterday than...

Punjab National Bank offers different types of savings accounts for different types of investor needs. All the PNB Savings Accounts offer an interest of 3%. PNB offers net banking and also mobile banking facilities. It also allows investors to choose...