No one can beat women when it comes to saving. For generations, moms and grandmoms have been experts at saving every penny possible. Be it in the kitchen containers or an FD. These small savings have helped the family during...

Saving is always easier with a goal in mind. Having a goal will help in determining the target amount you are after. A goal can be buying a house or car, going on a vacation or saving for higher studies....

An auto sweep-in FD will allow investors to invest excess funds lying idle in a bank account in a fixed deposit account to earn higher returns. Not only can they earn a higher FD rate of interest, but they can...

Fixed deposit is one of the most sought after, traditional, and popular investment instruments in India. They offer guaranteed returns in the form of interest. Depending on the interest payout, the fixed deposits are categorised as cumulative and non-cumulative fixed...

What is a Certificate of Deposit? A Certificate of Deposit (CD) is a financial asset issued by banks and financial institutions. They provide set interest rates on the amount invested, which is often higher than FD rates. What are Bank...

What is the effective duration of a bond? Effective duration is the sensitivity of the price of a bond against the benchmark yield curve. One can assess the risk of a bond by estimating the percentage change in the price...

Investors who are looking for investment options that offer fixed returns in exchange for their capital opt for Investment Bonds. They may choose from Corporate Bonds, Central Government Bonds, State Government Bonds, and Public Sector Bonds. These investment instruments offer...

Every investor has a different style of investing. What might be the best portfolio for one, may not necessarily be the best for the other. This is mainly because each investor’s profile is unique. The main determinants of an investor...