Being self-employed has its own pros and cons. Pros are the flexibility of work and the rules around your schedule. On the other hand, being self-employed, you may not have a regular stream of income (compared to employed individuals). No...

No one can beat women when it comes to saving. For generations, moms and grandmoms have been experts at saving every penny possible. Be it in the kitchen containers or an FD. These small savings have helped the family during...

Saving is always easier with a goal in mind. Having a goal will help in determining the target amount you are after. A goal can be buying a house or car, going on a vacation or saving for higher studies....

An auto sweep-in FD will allow investors to invest excess funds lying idle in a bank account in a fixed deposit account to earn higher returns. Not only can they earn a higher FD rate of interest, but they can...

Fixed deposit is one of the most sought after, traditional, and popular investment instruments in India. They offer guaranteed returns in the form of interest. Depending on the interest payout, the fixed deposits are categorised as cumulative and non-cumulative fixed...

What is a Certificate of Deposit? A Certificate of Deposit (CD) is a financial asset issued by banks and financial institutions. They provide set interest rates on the amount invested, which is often higher than FD rates. What are Bank...

What is the effective duration of a bond? Effective duration is the sensitivity of the price of a bond against the benchmark yield curve. One can assess the risk of a bond by estimating the percentage change in the price...

Investors who are looking for investment options that offer fixed returns in exchange for their capital opt for Investment Bonds. They may choose from Corporate Bonds, Central Government Bonds, State Government Bonds, and Public Sector Bonds. These investment instruments offer...