Muthukumar K

recession proof

How to recession-proof your finances

Some surveys are talking about an impending recession at the global level, while there are already signs of economic slowdown back home. Whether it will eventually happen remains a million-dollar question. However, by making changes to your everyday financial habits, you can be ready for any eventuality.

mortgage

Should I pay down my home mortgage or save for retirement?

What comes first – prepaying the home loan or saving for retirement? Paying down your home mortgage would make you debt-free earlier than usual. On the other hand, longer life span and falling interest rates require that you plan aggressively for retirement. There are no easy answers.

smart beta funds

Is it time to warm up to Smart Beta funds?

Is there a middle ground? That’s what smart beta funds position themselves to be. It claims to offer the benefit of passive investing combined with some of the advantages of the active ones. It hopes to maximise returns for investors or reduce risk through scientific construction of portfolio.

saving tips

ಖರೀದಿ ಚಟವನ್ನು ತೊರೆಯಲು ಉಳಿತಾಯ ಸಲಹೆಗಳು

ಅವರು ಯಾವಾಗಲೂ ಏನನ್ನಾದರೂ ಖರೀದಿಸುತ್ತಲೇ ಇರುತ್ತಾರೆ. ವೆಚ್ಚದ ಮೇಲೆ ನಿಯಂತ್ರಣ ಇಲ್ಲದ್ದರಿಂದ, ಹಣಕಾಸಿನ ಸಮಸ್ಯೆಗೆ ಸಿಲುಕಿಕೊಳ್ಳುತ್ತಾರೆ.

pay cut

How to handle a Pay Cut?

What to do when you get to keep your job, but in turn your paycheck is slashed?

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blue charity cheerful

How to give back without stretching your budget

When your finances are tight, it may be difficult to donate money. However, giving back to the community is not just about making monetary contributions. There are many ways to do it that don’t involve your bank account.  Donate your...

buying house

What you should consider before buying a home?

Living under-a-roof that you own is a dream come true. Some also see it as an investment. However, how prepared are you to buy one? Read on to find out.

financially support

வயதுவந்த பிள்ளைகளுக்கு நீங்க பைனான்சியல் உதவி செய்வது. அதில அர்த்தமிருக்கிறதா?

பெற்றோர்கள் தங்கள் குழந்தைகளுக்கு தங்களது ஆதரவை வாழ்நாள் முழுவதும் வழங்கலாம் அதே வேளையில், பைனான்சியல் உதவி செய்வதற்கு என்று ஓர் எல்லை இருக்கிறது, அது உங்க ஓய்வூதிய இலக்குகளை பாதிக்கக்கூடும்.