Diamonds are increasingly gifted in engagements, birthdays and anniversaries. While gifting is a personal choice, it should not be confused as an investment. There are reasons why diamonds don’t qualify as a good investment.

If borrowing gets excessive, it could snowball into a debt trap. That’s why it is important to keep your debt under control by separating the good from the bad ones.

Residential housing prices in the country have more than tripled in the past decade. Does it make a strong case for investing into real estate?

Buying low and selling high is easier said than done, thanks to volatile equity markets. Timing the market is tough. That’s why experts suggest retail investors choose a systematic and unemotional way of investing in equity. Rupee cost averaging and value averaging are two such popular methods.

Buying a car is the second biggest buying decision after a home. While it’s okay to occasionally binge, over-stretching your car budget can cause financial angst and jeopardise long-term financial plans. Spend only what you can truly afford. How do you do that?

First of all, let’s understand the concept of Surrender Value (SV). It’s the money you get from the insurer on giving back the life insurance policy before the due date.

First of all, let’s understand cash back offers. These are essentially discounts given to buyers by e-wallets, credit card companies, and banks. It is applicable over and above the usual discounts that you get. Often, though, they come with caveats.

First, let’s look at gold performance vis-à-vis that of equities, since 1979. In the last 40 years, Sensex has outperformed gold by a huge margin.