Trupti Jalan

Trupti Jalan is a Certified Financial Planner. She has diversified and rich experience in personal finance for more than 5 years. Her previous associations were with asset management companies and investment advising firms. She brings in financial markets subject matter expertise to the team and create easy going investment content for the readers.

Mutual Fund Resources

Fixed Deposit vs Target Maturity Fund

Target Maturity Funds (TMF) are passively managed debt mutual fund schemes where the underlying securities are aligned to a specific maturity date. The fund portfolio replicates the performance of the underlying index they follow (like Nifty PSU bond, Nifty SDL,...

idcw vs growth

IDCW vs Growth: Know the Difference Between Growth & IDCW in Mutual Fund

There are multiple options for investors while investing in mutual funds based on their needs. But the two broad options mutual fund offers are Income Distribution Cum Withdrawal Pan (IDCW), previously known as the dividend option and the growth option....

Why are Mutual Funds Subject to Market Risk?

All the mutual fund schemes have a disclaimer ‘Mutual funds are subject to market risk. Read all scheme-related documents carefully.’ Like other investment instruments, mutual funds are also subjected to market risk. This is because there is no way to...

growth vs value investing

Value vs Growth Investing

There are two fundamental approaches that most investors use while investing in stocks or mutual funds. They are growth investing and value investing. Both the approaches have their own merits and fulfil the common goal of maximising the investment value...

monthly income mutual funds

Monthly Income Mutual Funds

What are Monthly Income Mutual Funds? Monthly Income Mutual Funds or Monthly Income Plans (MIPs) are debt-oriented hybrid mutual funds that invest a small portion in equity instruments. The equity portion is considerably low to give an advantage of stability...

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difference between sip and stp

SIP Vs STP – Which is Better Investment in 2024

Investing in  mutual funds through the Systematic Investment Plan SIP has become quite popular in the past few years. However, other than SIP, some methods serve the purpose of investing and withdrawing systematically. Therefore, one can use the Systematic Transfer...

Mutual Fund Knowledge Base

Nifty Financial Services Index – FINNIFTY

What is FINNIFTY? Nifty Financial Services Index, also known as FINNIFTY, was launched by NSE on September 7, 2011. It comprises of 20 stocks which include banks, financial institutions, housing finance companies, insurance companies, and other financial services companies. The...

personal finance terms

How to do KYC for Mutual Funds Online?

What is Mutual Fund KYC? KYC is a mandatory process to verify the identity of a mutual fund investor. As per the SEBI guidelines This process includes providing personal details such as name, address, PAN card details, and providing supporting...