Personal Finance Articles

What is a Commercial Paper? Commercial paper (CP) is an unsecured money market instrument issued primarily by financial institutions and highly rated corporate borrowers and is issued at a discount in denominations of Rs. 5 lakh or multiples thereof. Institutional...

They say the most pure form of love is what we receive from our parents. They love with no expectations. It’s unconditional. That said, it’s not a bad idea to do something special for them. What do parents expect at...

CDSL and NSDL are two electronic depositories for holding securities in India. National Securities Depository Ltd (NSDL) is the first depository in India. It was established in 1996.  Central Depositories Services India Ltd. (CDSL) was founded in 1999. Both the...

What is a Cash Ratio? The cash ratio compares a company's most liquid assets to its current obligations. The cash ratio is used to determine if a business can meet its short-term obligations. It also measures whether it has enough...

A cash flow statement is a statement that comprises the cash inflows and also outflows of the company operations. Also, it shows the company’s ability to generate cash and clear its debt obligations. Therefore, you can analyse the reasons behind...

What is Capital Expenditure? Capital expenditure refers to the expenditure done by a business to acquire, upgrade, or maintain long-term assets to increase productivity or capacity. Long-term assets consist of tangible, immovable, non-consumable assets with a useful life of more...

What are Callable Bonds? A callable bond is a type of bond that provides the issuer with a right but not an obligation to redeem the bond before its maturity date. This bond allows the issuing company to clear its...

What is a Bull Market? A bull market is a market condition where the prices of securities rise or are expected to rise. It is a phase where the price of the securities rises 20%, which is preceded and succeeded...