Personal Finance Articles

What is SEBI? The Securities and Exchange Board of India (SEBI) is a regulatory body. It was founded on April 12, 1992, under the SEBI Act, 1992. It is responsible for the regulation of Indian securities and capital markets. SEBI...

What is credit scrip India? Scrip is an alternative or substitute for a legal tender. The term scrip has reference in the Indian Foreign Trade Policy as 'Duty Credit Scrips'. It is one of the export incentives that the government...

State Bank of India (SBI) offers different savings accounts for different types of investor needs. All the accounts have interest rates starting from 2.7%. The bank allows investors to nominate beneficiaries, and also issues ATM cards against their savings account....

“The first rule is not to lose. The second rule is not to forget the first rule.” Warren Buffett.  None of us likes to lose our money and therefore are always looking for safe investment options that give high returns....

What are Rupee Denominated Bonds? A rupee-denominated bond is also known as a masala bond. It is a debt instrument issued by an Indian entity in foreign markets in Indian currency. Also, the interest and principal amount are denominated in...

When you join a company, your salary may not be the only compensation you receive. You will also receive some perks, vacation days, and possibly some company shares. Your salary may include some type of equity, most likely stock options...

What is Revenue Expenditure? Revenue expenditure refers to the funds spent by a company to maintain the regular functioning of the system. It does not boost the profit-generating capacity of a company. It is the total cost incurred by a company...

What is Return on Equity Ratio? The Return on Equity (ROE) Ratio is an accounting ratio of a company's net profit to its total shareholder equity. There are two basic sources of shareholder equity. The money that was originally invested...