Personal Finance Articles

What is Stock Exchange? A stock market is a place where the shares of publicly listed companies are traded. It originated in India at the end of the 18th century when a lot of negotiable instruments were introduced in the...

What is SLR? The Statutory Liquidity Ratio or SLR refer to a requirement that a bank maintains a minimum percentage of its deposits in liquid assets, such as cash, gold, and other securities. Generally, this is the minimum reserve banks...

Bonds are debt instruments in which the investor loans money to the issuer. The issuer borrows money at a fixed interest rate for a specific time duration. Such an issuer can be government, banks or corporates. Hence, when the state...

What is the standard deviation? Standard deviation is a statistical measure that quantifies the spread of the individual dataset from its mean. Here, the mean is the average of the dataset. If a dataset is further away from its mean,...

What is the S&P 500 Index? The S&P 500 Index is a stock market indicator that measures the health of the U.S. securities market. It tracks the performance of stocks of the 500 largest exchange-traded companies in the U.S. S&P...

Sovereign Gold Bonds and Fixed Deposits are popular low-risk investment options. FD has been one of the most stable and safest investment instruments for Indian investors. But SGB has become a competitive option since 2015. The Gold Monetization Scheme was...

What is the Solvency Ratio? A solvency ratio assesses a company's capacity to fulfill long-term liabilities and debts. Solvency ratios are frequently utilized by prospective lenders and investors to evaluate a company's creditworthiness. Solvency ratios differ depending on the industry....

What are Small Cap Stocks? Small cap stocks in India are shares of companies whose market capitalisation is less than INR 5,000 crore. These companies, for the most part, aren't very well known and do not have a long track...